we´re transparent.

we´re transparent.

At Firstcard, transparency is at the heart of everything we do. We believe you should never have to dig through fine print to understand the fees associated with your credit card. That's why we're upfront and clear about all fees. While our product isn't entirely free, the fees we charge are designed to build a long-lasting sustainable business that benefits both our company and our customers.

We're committed to providing transparent information so you can make financial decisions with confidence.
Interest Rates and Interest Charges
Paying Interest
We will not assess any interest on any Card Account balance.
Fees
Annual Fee
$0
$0
Transaction Fees
Cash Advance with ATM
$2.50
Foreign Transaction
1.5%
(We waive the foreign transaction fee for Firstcard+ users).
$2.50
1.5%
(We waive the foreign transaction fee for Firstcard+ users).
Add money
Add money via bank transfer
$0
Add money via US debit card
1%
$0
1%
Virtual card issurance Free
$0
$0
Card delivery Fees
Card delivery fee (standard delivery)
$8.99
Card delivery fee (Expedited delivery)
$18.99
$8.99
$18.99
Penalty Fees
Late Payment
$0
Returned Payment
$0
$0
$0
Firstcard+ Subscription
Monthly Subscription
$4.99
Annual Subscription
$48
$4.99
$48