Best Credit Builder Card

Válido para mayores de 18 años y sujeto a aprobación de cuenta.

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Cashback de Comercios: El monto del cashback lo determinan la transacción y los comercios participantes. Consulta firstcard.app/cashback-policy.

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Cashback Aleatorio: Los usuarios pueden recibir hasta un 10% de cashback aleatorio en compras calificadas, es decir, aquellas que han sido procesadas y aceptadas por el comercio y liquidadas en la cuenta de Firstcard. Algunas transacciones, como retiros en cajeros automáticos, transferencias de efectivo, compras de tarjetas de regalo, apuestas y pagos de facturas, no califican para el cashback aleatorio. Consulta más detalles en firstcard.app/random-cashback-policy

El Rendimiento Anual Porcentual ("APY") para la Cuenta de Depósito es variable y puede cambiar en cualquier momento. El APY divulgado es efectivo a partir de octubre de 2023. Los usuarios sin SSN o ITIN en archivo actualmente no son elegibles para ganar intereses. No se requiere un saldo mínimo. Las tarifas pueden reducir las ganancias en la cuenta.

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Los clientes de Firstcard+ ganarán un 1% adicional de cashback ilimitado en todas las compras elegibles con tarjeta de crédito. Se aplican exclusiones. No se obtienen recompensas de cashback en retiros de cajeros automáticos, transferencias P2P, compras de tarjetas de regalo u otros equivalentes de efectivo, y ciertos otros tipos de transacciones según lo determine Firstcard. El cashback se otorga dentro de los 7 días posteriores a que la transacción elegible se refleje en tu cuenta. No se requiere un saldo mínimo para ganar cashback.

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Datos extraídos de Chase Bank al 20 de octubre de 2023:

https://www.chase.com/content/dam/chase-ux/ratesheets/pdfs/rdfl1.pdf

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Datos extraídos de Bank of America al 24 de octubre de 2023:

https://www.bankofamerica.com/deposits/bank-account-interest-rates-modal.go

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Datos extraídos de Wells Fargo al 24 de octubre de 2023:

https://www.wellsfargo.com/checking/prime/

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Datos extraídos de la tarjeta Discover It Secured Credit Card al 16 de octubre de 2023:

https://www.discover.com/credit-cards/secured/

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Datos extraídos de la tarjeta Chase Freedom Unlimited al 16 de octubre de 2023:

https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited

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Datos extraídos de la tarjeta Bank of America Secured Credit Card al 16 de octubre de 2023: https://www.bankofamerica.com/credit-cards/products/secured-credit-card/‍

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Según la FDIC, la tasa de interés promedio nacional en cuentas de ahorro es del 0.45% APY (a partir del 15 de julio de 2024) https://www.fdic.gov/resources/bankers/national-rates/.

A must-have for International Students

Firstcard has been an essential tool for me as an international student from India. The app is easy to navigate and offers fantastic features tailored for students

Anika K

Helped me build credit abroad!

The app is straightforward to use, and the financial tools have helped me manage my budget effectively. I love the peace of mind that comes with the app’s security features and the easy money transfers.

Alec P

The best credit card experience!

The benefits and support provided by Firstcard are fantastic for international students. Would highly recommend to any international student looking for the best card to start building credit in the US

Omari A

Firstcard makes my financial life abroad much easier

Managing my finances in a new country was a major concern, but Firstcard made it so much easier. The support team is always responsive and helpful, and I can ask questions and receive help in Spanish which is amazing!

Paolo G

The easiest way to build credit in the US!

If you’re an international student looking for the easiest way to start building credit in the US look no further! Firstcard’s credit-building features are top-notch, and the ease of use without requiring an SSN are just a few of the reasons why I love Firsctard.

Nicholas S.

Safe Credit Building with Autopay!

I love using Firstcard as an international student! The autopay feature ensures my card is always paid off on time, helping me to build credit safely. The excellent cashback rewards are a great way to save a little extra money whenever I shop or eat out. Thanks to Firstcard, I’m able to build my credit and manage my expenses effectively in the US.

Patricia P

Firstcard makes credit building fun!

Firstcard's cashback program has been a fantastic bonus for me as an international student. Earning up to 15% cashback when I dine out or buy boba and enjoying an additional 10% cashback through the app’s spinning wheel have made managing my expenses while building credit much more fun and rewarding.

Leon Y

Love the app!

As an immigrant founder, I had no idea how to start building credit when I moved to the U.S. Then I learned about Firstcard through a friend. Firstcard made building credit so much easier. I was able to increase my credit score by 20+ in just a few weeks and the app is so simple to use! I'm a huge fan of Firstcard!

Yo Shibata

My favorite app for finances

Whether I’m tracking expenses or making purchases, everything is just a few taps away saving me time and hassle. Firstcard has revolutionized the way I manage my finances!

Bella H.

A great card for immigrants!

Getting started with Firstcard was smooth and hassle-free, even without an SSN. The app is intuitive, and the financial tools have been very helpful in managing my budget and building credit. A great card for immigrants!

Amin H.

A lifesaver

Firstcard made it incredibly easy for me to establish credit as a new immigrant. The fact that they don't require an SSN was a lifesaver and the high cashback rates are just icing on the cake!

Henry Z.

A must-have for newcomers

Firstcard's approach to helping immigrants build credit is outstanding. The customer service is very supportive, and the cashback rewards make everyday purchases more rewarding. It's a must-have for newcomers.

Vidya K.

Reliable and user-friendly!

Moving to a new country comes with its challenges, but Firstcard made building my financial life here so much easier. The no-SSN requirement was crucial for me. The app is user-friendly and helps me keep track of my spending and savings. Firstcard has truly been such a reliable financial partner for me as an immigrant.

Amara A.

The best way to build credit without an SSN

As an immigrant, I struggled to find a credit card. Firstcard was the perfect solution with their no-SSN requirement. Now, I can build credit and earn rewards with every purchase.

Hana P.

The stress-free way to build credit in college

Firstcard has been a game-changer for my finances as a college student. The cashback rewards are fantastic, and I love that there are no hidden fees. It's perfect for managing my spending and building credit without stress.

Brody M.

A must have!

Firstcard offers a top-notch banking experience that’s convenient, secure, and reliable. From the moment I signed up I was impressed by its user-friendly interface and seamless integration. I highly recommend it to anyone looking for a modern payment solution!!

Perfect for international students & immigrants!

This app is great to build credit and not worrying about overspending.
I recommend this to college students who are in need of building strong credit.

Boris M.

Easy to use credit builder card

The no-overspending risk and no annual fees were what drew me to Firstcard. The bonus cashback feature is a fun addition, and it's helped me save money effortlessly on everyday purchases.

Katherine K.

La mejor tarjeta para construir tu crédito

A better way to build credit

grow money as you build credit

Earn up to 4.00% APY on your money

UNA FORMA MAS RÁPIDA  DE CONSTRUIR CRÉDITO

Solicita tu Firstcard

Transfiere dinero a la cuenta Firstcard

Construir crédito de manera responsable

¿Sin SSN? Comience con un pasaporte

Mira lo que nuestros usuarios
aman de nosotros.

No somos como los demás.

Seguridad & soporte en el que puedes confiar

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