All-in-One
Student Credit
Builder

Build credit. Earn cashback.
Grow your deposit.

No Annual Fee

No Credit Check

No Minimum Deposit Required

Get Started

Firstcard is a financial technology company, not a bank.
Banking services provided by Regent Bank; Member FDIC

firstcard app helping students to save money through cashback

Boost your credit without overspending.

Boost your
credit
without overspending.

Don’t worry, we got you. Deposit what you spend and avoid damaging your credit score.

Build credit every
time you swipe.

Use Firstcard for daily purchases and lay the foundation for a strong credit score.

Earn 1.25% APY2
on your deposit.

Earn on your deposit. Earn 1.25% Annual Percentage Yield - a higher interest rate than most savings accounts.

Earn cashback across 29,000 merchants.1

student using the secure firstcard app

Simple
sign up.

Get your Firstcard in just three minutes. FDIC Insured up to $250,000 per depositor through Regent Bank, member FDIC.
Get Started

Upgrade anytime to

Firstcard Plus

$2.99 Monthly Fee

Grow Your Money faster with 4% APY

Enjoy at least 1% cash back on all purchases

Upgrade to

Firstcard Plus
$2.99 Monthly Fee

Sounds good. Let’s do this.

What is the Firstcard Credit Builder Card?

The Firstcard Credit Card is a Mastercard® credit card that allows college students to build credit and earn up to 15% cashback at stores in our rewards network which consists of over 27,000 global and local vendors. Firstcard Credit Builder Card is a credit card designed specifically for students who are trying to maximize their savings and build their credit score.

How does Firscard help me build credit?

Firstcard helps you build credit by reporting your account activity and payment history to major credit bureaus. When you use your Firstcard for purchases and make timely payments, this responsible repayment behavior is recorded and can have a positive impact on your credit score over time.

1 Cashback at select merchants (over 29,000 nationwide)

2 The Annual Percentage Yield ("APY") for the Deposit Account is variable and may change at any time. The disclosed APY is effective as of September 6th, 2023. Users with no SSN or ITIN on file are not currently eligible to earn interest.

Firstcard Mastercard® Debit Card and Credit Builder Card are issued by Regent Bank, member FDIC, pursuant to a license from Mastercard.

Sounds good. Let’s do this.

Firstcard is a financial technology company, not a bank. Banking services provided by Regent Bank; Member FDIC