All-in-One
Student Credit
Builder
Build credit. Earn cashback.
Grow your deposit.
No Annual Fee
No Credit Check
No Minimum Deposit Required
Firstcard is a financial technology company, not a bank.
Banking services provided by Regent Bank; Member FDIC
Boost your credit without overspending.
Boost your
credit without overspending.
Build credit every
time you swipe.
Earn 1.25% APY2
on your deposit.
Earn cashback across 29,000 merchants.1
Upgrade to
Firstcard Plus
$2.99 Monthly Fee
Grow Your Money faster with 4.25% APY 2
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Get an additional 1% cashback on top of Random Cashback and Merchant Cashback every time you spend
Monitor your credit score anytime
FAQs
The Firstcard Credit Card is a Mastercard® credit card that allows college students to build credit and earn up to 15% cashback at stores in our rewards network which consists of over 27,000 global and local vendors. Firstcard Credit Builder Card is a credit card designed specifically for students who are trying to maximize their savings and build their credit score.
Firstcard helps you build credit by reporting your account activity and payment history to major credit bureaus. When you use your Firstcard for purchases and make timely payments, this responsible repayment behavior is recorded and can have a positive impact on your credit score over time.
2 The Annual Percentage Yield ("APY") for the Deposit Account is variable and may change at any time. The disclosed APY is effective as of September 6th, 2023. Users with no SSN or ITIN on file are not currently eligible to earn interest.
Firstcard Mastercard® Debit Card and Credit Builder Card are issued by Regent Bank, member FDIC, pursuant to a license from Mastercard.
