Firstcard® Secured Credit Builder Card
FINALLY.
A credit card for international students
We're making it easy for international students to get a credit card and build credit in the U.S.
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A better credit card for international students
A better credit card for international students
Build credit, get cashback, earn high APY and recieve international transfers – all in one place.
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No ssn?
apply with your passport.
Our credit card is specially designed for international students without an SSN. Apply easily with your passport and start building your credit score in the U.S. with Firstcard.
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Get StartedWhy IS building credit in college important?
- Easier access to credit
- Lower interest rates on loans
- More apartment lease options
- Better access to financial products
- Helps employment background checks
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i am an international student
what do i need to apply for firstcard?
- Be 18 years of age or older
- Have a legal U.S. residential address
- Have an SSN, an ITIN, or a valid passport
If you want to get an ITIN We’ve partnered with an IRS-Certified Acceptance Agent
Build credit
while studying abroad
Building credit in the U.S. is crucial for securing loans, renting apartments, and even getting jobs.
Get an international student credit card with Firstcard. Start building credit early.
Get an international student credit card with Firstcard. Start building credit early.
Firstcard helps you build your credit early and safely
Build your credit score every time you swipe with Firstcard. Monitor your credit score right in the app. Enable Autopay to ensure on-time payment.
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Safer Credit Building with Autopay
Autopay is a feature that helps you build credit score worry-free. The feature ensures on-time payment by automatically paying off your Firstcard credit card bills using the money you’ve already deposited into your account.
earn while you learn
get 5% cashback on 12 most-loved educational platforms
Why Firstcard Is a Great Credit Card for International Students
International students face unique challenges when managing finances in a new country. Firstcard provides a credit-building solution that doesn't require a SSN or U.S. credit history. See why Firstcard is a great choice for international students below:
No SSN Required
Did you know that most credit card issuers in the U.S. require a SSN in order to open a credit card? Firstcard is a great credit card for international students because no SSN is required in order to get approved. You can apply online in minutes with just your passport along with your student visa or ITIN!
Earn Cashback on Campus
Firstcard is a great credit card for international students, whether you're shopping on campus or exploring nearby stores. You can earn unlimited 1% cashback on all purchases when you subscribe to Firstcard Premium.
0% APR
Did you know that most student credit cards in the U.S. have a variable APR between 17.49% and 26.49%? Firstcard is a better credit card for international students because there is 0% APR. This helps ensure you won't accumulate large sums of high-interest debt.
No Hard Credit Inquiry
Many credit cards in the U.S. require a hard credit check in order to get approved. What makes Firstcard a great credit card for international students is that there is no hard credit inquiry required. This means that even if you have no credit or bad credit you can still get approved!
Build Credit Early
Building credit early is crucial as it opens doors to better financial opportunities in the future. A strong credit history can help secure loans, rent apartments, and more. Firstcard is a good credit card for international students because it helps establish credit in the U.S. from the start which provides a solid foundation for long-term financial success.
Security & support you can trust
Safe and Secure
Firstcard uses industry-standard encryption technology to ensure your account and information are safe and secure.
Powered by Mastercard
Powered by Mastercard with Zero Liability Fraud Protection guarantee for unauthorized charges.
Questions From International Students without an SSN
How to get a credit card without an SSN for international students?
If you are an international student, start by looking for banks and financial institutions that offer credit cards specifically designed for international students. For example, you can apply for a credit card with Firstcard even without an SSN. Firstcard understands the unique needs of international students and does not require an SSN or credit history. With Firstcard, international students can get a credit card using their passports. Once you get a credit card for international students, use it responsibly to build your credit history in the U.S.
To learn more about how to get a credit card without an SSN, read this article.
Why is it important for international students to build credit in the US?
It is important for international students to build credit in the US because a good credit history can significantly impact their financial opportunities. Having a credit card for international students helps establish credit, which is crucial for renting apartments, getting loans, or even securing certain jobs. Building credit with a credit card for international students can also lead to better interest rates and credit offers in the future!
With bad credit, international students may face higher interest rates on loans and credit cards, resulting in increased borrowing costs over time. Renting an apartment can become more challenging, as landlords often check credit scores and may require larger security deposits or deny your application altogether. Therefore, it's crucial for international students to build credit early on in the US.
Why is Firstcard the best credit card for international students?
Firstcard is the best credit card to build credit for many reasons. First, Firstcard accepts international students without an SSN, making credit building accessible for international students. It also helps international students build credit faster without requiring a credit check or hard inquiry. With Firstcard, international students can earn up to 15% cashback at selected merchants while building your credit. Additionally, it offers multilingual customer support in English, Chinese, Japanese, Spanish, and Portuguese, ensuring a smooth experience for diverse users. With a 0% APR, Firstcard is a cost-effective way to build credit efficiently and safely.
Our Users Love Us
My favorite app for finances
Whether I'm tracking expenses or making purchases, everything is just a few taps away saving me time and hassle. Firstcard has revolutionized the way I manage my finances!
Bella H.
Firstcard makes my financial life abroad much easier
Managing my finances in a new country was a major concern, but Firstcard made it so much easier. The support team is always responsive and helpful, and I can ask questions and receive help in Spanish which is amazing!
Paolo G
The best credit card experience!
The benefits and support provided by Firstcard are fantastic for international students. Would highly recommend to any international student looking for the best card to start building credit in the US
Omari A
Helped me build credit abroad!
The app is straightforward to use, and the financial tools have helped me manage my budget effectively. I love the peace of mind that comes with the app's security features and the easy money transfers.
Alec P
Easy to use credit builder card
The no-overspending risk and no annual fees were what drew me to Firstcard. The bonus cashback feature is a fun addition, and it's helped me save money effortlessly on everyday purchases.
Katherine K.
Perfect for international students & immigrants!
This app is great to build credit and not worrying about overspending. I recommend this to college students who are in need of building strong credit.
Boris M.
The best way to build credit without an SSN
As an immigrant, I struggled to find a credit card. Firstcard was the perfect solution with their no-SSN requirement. Now, I can build credit and earn rewards with every purchase.
Hana P.
Reliable and user-friendly!
Moving to a new country comes with its challenges, but Firstcard made building my financial life here so much easier. The no-SSN requirement was crucial for me. The app is user-friendly and helps me keep track of my spending and savings. Firstcard has truly been such a reliable financial partner for me as an immigrant.
Amara A.
Love the app!
As an immigrant founder, I had no idea how to start building credit when I moved to the U.S. Then I learned about Firstcard through a friend. Firstcard made building credit so much easier. I was able to increase my credit score by 20+ in just a few weeks and the app is so simple to use! I'm a huge fan of Firstcard!
Yo Shibata
My favorite app for finances
Whether I'm tracking expenses or making purchases, everything is just a few taps away saving me time and hassle. Firstcard has revolutionized the way I manage my finances!
Bella H.
Firstcard makes my financial life abroad much easier
Managing my finances in a new country was a major concern, but Firstcard made it so much easier. The support team is always responsive and helpful, and I can ask questions and receive help in Spanish which is amazing!
Paolo G
The best credit card experience!
The benefits and support provided by Firstcard are fantastic for international students. Would highly recommend to any international student looking for the best card to start building credit in the US
Omari A
Helped me build credit abroad!
The app is straightforward to use, and the financial tools have helped me manage my budget effectively. I love the peace of mind that comes with the app's security features and the easy money transfers.
Alec P
Easy to use credit builder card
The no-overspending risk and no annual fees were what drew me to Firstcard. The bonus cashback feature is a fun addition, and it's helped me save money effortlessly on everyday purchases.
Katherine K.
Perfect for international students & immigrants!
This app is great to build credit and not worrying about overspending. I recommend this to college students who are in need of building strong credit.
Boris M.
The best way to build credit without an SSN
As an immigrant, I struggled to find a credit card. Firstcard was the perfect solution with their no-SSN requirement. Now, I can build credit and earn rewards with every purchase.
Hana P.
Reliable and user-friendly!
Moving to a new country comes with its challenges, but Firstcard made building my financial life here so much easier. The no-SSN requirement was crucial for me. The app is user-friendly and helps me keep track of my spending and savings. Firstcard has truly been such a reliable financial partner for me as an immigrant.
Amara A.
Love the app!
As an immigrant founder, I had no idea how to start building credit when I moved to the U.S. Then I learned about Firstcard through a friend. Firstcard made building credit so much easier. I was able to increase my credit score by 20+ in just a few weeks and the app is so simple to use! I'm a huge fan of Firstcard!
Yo Shibata
