March 17, 2026
Americans carry an average of $6,360 in credit card debt, according to Experian. When you're facing multiple debts, choosing the right payoff strategy can save you thousands and shave years off your repayment timeline.
The two most popular strategies are the debt snowball method and the debt avalanche method. Both work - but they work differently.
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Lexington Law Firm
Lexington Law helps clients reach their credit score goals through lawyer-guided credit repair, working to challenge inaccurate and unfair items like late payments or collections on their credit reports.
Monthly Price
From $139.95/mo
Setup Fee
$0
Money Back Guarantee
No
Year of Founded
2004
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Firstcard Educational Content Team - March 17, 2026
