Brigit has built a loyal following by offering paycheck advances of up to $250 with no credit check, but the $9.99 monthly Plus membership is not for everyone. If you want similar features without a subscription, or you simply want to compare options before committing, there are plenty of apps like Brigit worth a look. Below are the alternatives we recommend most often.
A good app like Brigit will get you a small advance fast, skip the credit check, and avoid late fees or interest. The picks below all check those boxes, with different fee structures and advance limits so you can match the app to your situation. For a broader comparison, see our list of the best cash advance apps in 2026.
Our Top Picks
Here are the cash advance apps we recommend most as alternatives to Brigit. Each one has a different price tag and limit, so the right pick depends on how much you need and how often you plan to use it.
- Klover — Best for no monthly fee. Up to $200 advance, no credit check, no subscription required. Optional instant transfer fee.
- Brigit — Best for higher advances with a membership. Up to $250 advance, $9.99/mo Plus plan.
- Current Paycheck Advance — Best for combining banking with advances. Up to $750 paycheck advance through the Current banking app, no late fees, no overdraft fees.
These three apps cover most needs, from a quick free advance to a larger paycheck-style advance backed by a checking account. Terms and conditions apply.
Klover
Klover
Need cash before payday? Klover gives you instant access to up to $250 with no credit check, no interest, and no late fees. Earn points through surveys, receipt scanning, and daily activities to unlock higher advance amounts.
Standout feature
Up to $250 cash advance with no interest or credit check. Free standard delivery.
Fees
Free (optional instant delivery fee)
Pros
No interest or required fees. Quick access to cash advances. Multiple ways to earn points and unlock higher limits.
Cons
Points system can be grindy with ads and games required.
Klover: The No-Subscription Pick
Klover is the most popular app like Brigit for people who do not want to pay a monthly fee. You can get an advance of up to $200, with no credit check and no membership cost. Klover earns money through ads and optional offers inside the app, which is how it can keep the base service free. Our full Klover review walks through eligibility, the points system, and who it fits best.
Standard transfers typically take one to three business days at no charge. If you need the money the same day, you can pay an optional instant fee, but it is never required. There are no late fees and no interest either.
Most new Klover users start with a smaller advance limit and may earn higher amounts as they use the app. That makes it a solid starter alternative if you have never used a cash advance app before. Terms and conditions apply.
Brigit: The App You Already Know
Brigit itself is worth mentioning for context. The Brigit Plus plan costs $9.99 per month and offers advances of up to $250, along with credit-building features and overdraft predictions. There is no interest and no late fee on the advance itself. For a deeper dive into the membership, see our Brigit review.
The big trade-off is the subscription. If you only need an advance once or twice a year, the monthly fee can outweigh the benefit. If you use it consistently and also want the credit-builder features, the price may make more sense.
Think of Brigit as the all-in-one option, where the membership pays for a bundle of tools rather than a single advance.
Current Paycheck Advance: For Bigger Advances
Current is a mobile banking app that includes Paycheck Advance as a built-in feature. Eligible members can get up to $750 advanced from an upcoming paycheck, with no late fees and no overdraft fees on the checking account. Our Current banking review covers the full account in detail.
To qualify, you typically need to set up direct deposit into your Current account. Once you do, the advance amount can grow over time based on your deposit history.
Current works well if you want to replace your existing checking account at the same time. Instead of layering a separate advance app on top of your bank, you get both in one place. Terms and conditions apply.
Side-by-Side Comparison
Here is a quick comparison of how each app like Brigit stacks up.
- Klover: up to $200, no monthly fee, optional instant transfer fee, no credit check.
- Brigit Plus: up to $250, $9.99 per month, instant transfer included on some plans, no credit check.
- Current Paycheck Advance: up to $750, no monthly fee for the advance, requires Current banking with direct deposit.
For pure cost, Klover wins. For higher limits, Current is the leader. Brigit sits in the middle with a bundled feature set.
How to Pick the Right App Like Brigit
Start by asking how much you actually need. If a $100 to $200 advance covers the gap, Klover may save you the most money since you pay nothing on the standard option. If you regularly need closer to $500, a Current account can give you more breathing room.
Next, think about how often you will use the app. Subscription apps like Brigit only make sense when you use the bundled features each month. Pay-as-you-go apps may be cheaper if your needs are occasional. If you want a primer first, our guide to what a cash advance app is explains how these tools work end-to-end.
Finally, watch out for instant transfer fees. They are usually optional, but they can add up quickly if you always pick the fastest option. Picking standard delivery when you can wait a day or two is the easiest way to keep costs near zero. Terms and conditions apply.
Frequently Asked Questions
What is the best app like Brigit with no subscription?
Klover is the most popular app like Brigit that does not charge a monthly subscription. You can get an advance of up to $200 with no credit check and no membership fee, though optional instant transfer fees may apply.
Do apps like Brigit check your credit?
Most cash advance apps like Brigit, including Klover and Current Paycheck Advance, do not run a hard credit check. They typically look at your bank account activity and income patterns instead, which means using them generally does not affect your credit score.
Can I use more than one cash advance app at the same time?
Yes, many people use more than one app to access higher total limits or compare costs. Just keep in mind that each app will look at your bank activity, and stacking advances can make repayment tight when paychecks land.
How fast can I get money from an app like Brigit?
Most apps like Brigit can deliver standard advances in one to three business days for free. Instant transfers can land within minutes for an optional fee, which typically ranges from a few dollars up to around $20 depending on the app and the advance size.
