The Student
Debit Card that Revolves Around U.
College is tough. Banking services should be easy and rewarding. Firstcard is a Mastercard debit card that earns you up to 15% cashback at campus businesses, every time you shop.
Get StartedFirstcard is a financial technology company, not a bank.
Banking services provided by Regent Bank; Member FDIC
Rewards
Shop local, save local
Earn cashback at our discount network on and around campus. Boost local businesses and your bank account.
Discounts
Automatic student discounts.
Don’t worry about digging up promo codes or student IDs. With Firstcard, all your discounts are applied automatically. Just show up, shop and save—easy as that!
Minimal Fees
Fees are a thing of the past.
Firstcard is not your parents’ debit card.
That means:
That means:
No overdraft fees
No sign-up fees
No minimum account balance
No annual fees
A whole banking appin your pocket.
With us, you can do your banking right on your phone. From easy online signup to mobile and text transactions, Firstcard’s open for business 24/7.
Firstcard is a financial technology company, not a bank. Banking services provided by Regent Bank; Member FDIC
Security
Seriously secure.
It’s a wild world out there. Firstcard keeps things safe and secure.
First time banking?
No problem!
We made Firstcard to be the perfect first-time student debit card for college students. It only takes about 10 minutes to sign up, there's no charge to join, and the whole thing happens online.
If anything comes up, ever, we’ve got customer service on standby (humans, not bots).
If anything comes up, ever, we’ve got customer service on standby (humans, not bots).
Comparison
How we compare.
Your Debit Card
Cashback
Minimum Balance
Serious About Security
FDIC Insured
Easy Sign Up Process
Designed for Students
No Overdraft Fees
Cashback
Up to 15%*
Minimum Balance
$0
Serious About Security
FDIC Insured
**
Easy Sign Up Process
Designed for Students
No Overdraft Fees
*at select merchants
**FDIC insured up to $250,000 per depositor through Regent Bank, member FDIC
Chase
Total Checking Debit Card
Cashback
0%
Minimum Balance
$1,500
Serious About Security
FDIC Insured
Easy Sign Up Process
Designed for Students
No Overdraft Fees
$34 - $102
Bank of America
Unlimited Cash Rewards Credit Card
Cashback
1.5%
Minimum Balance
N/A
Serious About Security
FDIC Insured
Easy Sign Up Process
Designed for Students
No Overdraft Fees
Testimonials
Happy students.
“The sign-up process was way easier than I thought and I felt supported by their team the entire time.”
Jamal
“Firstcard gives me up to 15% cashback at my fave spots (Fengcha FTW 🤟) AND helps me build better financial habits early on, it’s a win-win!”
Luci
“Before, I never really had time to visit my bank in-person, but now with the Firstcard app, I can do everything while walking to and from class.”
Lynn
“Firstcard is convenient, secure, and helps ease my parents’ worries about my financial habits.”
Andrew
