Earn cashback every time you swipe

Up to 15% Merchant Cashback
Up to 10% Random Cashback
1% Unlimited Cashback with Firstcard+

Earn up to 15% Merchant Cashback1 at 29,000 partner merchants around your campus.

Whether it's groceries, dining, or online shopping, enjoy cash back rewards that put your money back right in your pocket!

Get up to 10%
Random Cashback2 on all purchases

Play the spinning wheel in the app to earn up to 10% bonus cashback after every purchase.
Yes, you heard it right—you get bonus cashback on every purchase.

Earn an additional 1% cashback with Firstcard+3 on top of Merchant Cashback and Random Cashback.

When you upgrade to Firstcard+, we want to offer more cashback for you! You will get an additional unlimited 1% cashback when you swipe with Firstcard.

Earn while you learn

Get 5% cashback on 12 most-loved

educational platforms

Security & support you can trust

Security and safety is Firstcard's top priority. Firstcard uses industry standard encryption technology to ensure your account and information is safe and secure.

Money in your Firstcard account is insured up to the maximum amount of $250,000 through our bank partner, Regent Bank, a member of FDIC.

Powered by Mastercard with Zero Liability Fraud Protection guarantee for unauthorized charges.


See what our users love about us.
Really helps me not overspend

Firstcard  is really helpful because it allows me to not overspend and be more frugal about what I’m spending every month.
Overall I really have been enjoying my Firstcard and have been recommending it to friends.

Super cool concept for college students!

Firstcard's high cash back program is an awesome way for college students to get money back without even trying. The app design is super user friendly as well.

Great for helping young college students build credit

This app is great to build credit and not worrying about overspending.
I recommend this to college students who are in need of building strong credit.

Anthony Wang
Easy to use credit builder card

Firstcard has made it so easy for me to manage my money and get great cashback deals.

Hannah Semaya
It’s perfect for college students

I'm getting cashback on a lot of the purchases and I'm using that all for savings for a trip.

Best card for college students

One of the best cards for college students. The app is also very easy to use.

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Build your credit early with Firstcard.
This is the best first card you need.