Build your credit early and safely

We’re making building credit safer, faster and easier.

When you open an account with Firstcard, 

you will get a bank account and a credit card.

What you deposit into your Firstcard bank account
is what you can spend on your Firstcard credit card.

Bank Account
The amount you deposit 

into your Firstcard Bank Account Info
Credit Card
Available to spend on Credit Card

Safer Credit Building with Autopay

Autopay is a feature that helps you build your credit score safely.

The feature ensures on-time payment by automatically paying off your Firstcard credit card bills using the money you’ve already transferred to your Firstcard.

Monitor your Credit Score right in the app

Firstcard+ members can monitor their credit scores directly in the Firstcard app.

We update your credit score every month so you can see clearly how your credit score improves over time.

Security & support you can trust

Security and safety is Firstcard's top priority. Firstcard uses industry standard encryption technology to ensure your account and information is safe and secure.

Money in your Firstcard account is insured up to the maximum amount of $250,000 through our bank partner, Regent Bank, a member of FDIC.

Powered by Mastercard with Zero Liability Fraud Protection guarantee for unauthorized charges.


See what our users love about us.
Really helps me not overspend

Firstcard  is really helpful because it allows me to not overspend and be more frugal about what I’m spending every month.
Overall I really have been enjoying my Firstcard and have been recommending it to friends.

Super cool concept for college students!

Firstcard's high cash back program is an awesome way for college students to get money back without even trying. The app design is super user friendly as well.

Great for helping young college students build credit

This app is great to build credit and not worrying about overspending.
I recommend this to college students who are in need of building strong credit.

Anthony Wang
Easy to use credit builder card

Firstcard has made it so easy for me to manage my money and get great cashback deals.

Hannah Semaya
It’s perfect for college students

I'm getting cashback on a lot of the purchases and I'm using that all for savings for a trip.

Best card for college students

One of the best cards for college students. The app is also very easy to use.

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Enjoy more benefits with Firstcard+.
This is the best first card you need.