Kikoff
The faster way to build credit
Reports to all 3 credit bureaus
No credit check. No interest.
+86 pts on average in a year*
Start for as low as $5/month**
SECURED CARD
Best secured credit cards of September 2026
Put down a refundable deposit and build real credit. Most skip the credit check entirely. We rank them by cost, deposit, and how fast they report.
Current
Get Ahead. Get Current. The best banking app for your paycheck. View Product Disclosures Here
Mobile banking + early pay
Help build credit with the Current card
Get paid early or advance pay
Track spending and save with ease
Self Visa® Credit Card
The Self Visa® Credit Card makes building credit simple and secure — backed by your own money and designed to help you grow your financial confidence one payment at a time.
High approval rates
No credit inquiry
$0 intro annual fee
Simple to use
Ava Finance
Ava gives you access to a suite of credit-building products. 74% of members seeing an increase in score in the first week.
Credit Builder Card
Save and Build Credit Loan
Rent and Utility Reporting
Chime Card™
Chime Card™ is Chime’s secured credit card and has the reliable Chime credit-building¹ features plus 5% cash back² rewards on select categories (with direct qualifying deposit) and access to cash at ATMs*.
Credit building¹
No credit check, interest³, annual or late fees
Cash back on select categories with direct deposit²
Get up to $350⁴ with a new Chime Checking Account
OpenSky
Maximize your credit building with more spending power from Opensky Plus. No hidden fees, no gotchas. Just a clear path forward. Rates and Fees
No annual fee
No credit check to apply
Start with as little as $300
Earn up to 10% cash back - Terms Apply
