La mejor manera de CONSTRUIR crédito
- Acepta inmigrantes y estudiantes internacionales sin SSN
- Sin cuota anual, pagos atrasados ni intereses
- No más gastos excesivos
- 0% APR.
- Construya su puntaje crediticio cada vez que gaste
Firstcard® Secured Credit Builder Card
Build your credit score faster in the U.S.
A strong credit score unlocks better financial opportunities in the U.S., such as lower car financing rates, better mortgage terms, easier rent approvals, access to better credit cards and more.
Start building your credit in the U.S. quickly and securely
TheITIN members are pre-approved and can apply without an SSN
No credit check or hard inquiry
Earn up to 15% cashback at 29,000+ merchants
Get up to 4.00% APY
0% APR
You’re pre-approved.
Apply today! No hard credit check needed.
We report to all 3 major credit bureaus
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You’re pre-approved.
Apply today! No hard credit check needed.
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Benefits of a strong credit in the US for INTERNATIONAL founders
Gain access to a business credit card
Secure funding to grow your business
Finance a car with better loan rates
Own a home with lower mortgage rates
No SSN? No problem! Apply with your passport and iTIN.
It doesn't make sense that internationals and immigrants with strong financial backgrounds in their home countries are often rejected for credit cards in the U.S. without a social security number (SSN). With Firstcard, you're pre-approved for a secured credit builder card. Start building credit as soon as you arrive America!
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¿Por qué Firstcard?
Obtenga hasta un 15% de reembolso en efectivo en 29,000 COMERCIOS asociados en su campus
Ya sea comestibles, cenas o compras en línea, ¡disfrute de recompensas de devolución de efectivo que le devolverán su dinero directamente a su bolsillo!
See how IMMIGRANTS successfully build credit with an ITIN
A great card for immigrants with ITIN !
Getting started with Firstcard was smooth and hassle-free, even without an SSN. The app is intuitive, and the financial tools have been very helpful in managing my budget and building credit. If you are looking to build credit as an immigrant with ITIN, this is the best card you’ll find!
Amin H. - Founder of Curved® and Blue Heart Hero
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Gana hasta un 4.00% de APY 1 en tu dinero
La tasa de interés promedio nacional en las cuentas de ahorro es de 0.42% APY 12.
No somos avariciosos. Queremos ofrecer a nuestros miembros una tasa mucho mejor para que puedan hacer crecer su dinero más rápido.
Currently users without SSN are not eligible for APY. To earn APY, apply for an Individual taxpayer identification number (ITIN). We've partnered with an IRS-Certified Acceptance Agent to help you get your ITIN.Apply for an ITIN here today!
APY
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premium
4.00%
Chase
0.01% 6
Bank of America
0.01% 7
Wells Fargo
0.01% 8
What is APY?
Soporte al Cliente Multilingüe
Para servir mejor a nuestra diversa comunidad de habla hispana, ahora ofrecemos soporte al cliente en español. Además, también ofrecemos soporte al cliente en los siguientes idiomas: inglés, chino, japonés y portugués.
We're not like the others.
No credit checks
No overspending risk Info
Accepts international people without an SSN
APY
(Interest you earn on deposit)
APR
(Interest you pay)
4.00% APY with
Firstcard Premium 5
Firstcard Premium 5
0%
Discover Secure
Card
Card
0%
Up to 27.24% 9
Chase Freedom
Credit Card
Credit Card
0%
19.49% - 28.24% 10
Bank of America Secured Card
25.24% 11
For cardholders without an SSN, credit monitoring and APY features are unavailable.
For ITIN cardholders, APY feature is available; however, credit monitoring remains unavailable.
For ITIN cardholders, APY feature is available; however, credit monitoring remains unavailable.
rEADY TO APPLY?
Before applying to Firstcard, make sure you have all of the necessary documents ready.
Firstcard Application Checklist:
Valid Government-Issued ID
1
Proof of U.S. Residential Address
2
Social Security Number (SSN)
International Applicants Without an SSN:
If you do not have a SSN, our team will contact you via email within 1-3 business days to request the following three documents for identity verification:
- Passport
- US Visa or ITIN
- Proof of U.S. Residential Address
3
✔️ Acceptable Documents:
Only one document is needed for each of the three requirements.
Government issued ID:
- Driver's License
- State ID
- Passport
- Permanent Resident Card
Only original, valid, unexpired Government-Issued ID will be accepted. Copy or photo of your ID or expired ID will not be accepted.
1
Proof of US residency:
- Letter from your University with your address and name on it
- Utility Bill dated within 30 days
- A valid Driver's License with the same address you provided
- Credit card statement dated within 30 days
- Bank statement dated within 30 days
- Valid lease agreement showing your full name, current address, lease term, and signatures of both parties
2
Individual Taxpayer Identification Number (ITIN):
- ITIN certificate
- A tax document with your ITIN
3
Apply Now
You're pre-approved.
Apply today! No hard inquiry.
Seguridad & soporte en el que puedes confiar
Seguro y protegido
La seguridad y la protección son la principal prioridad de Firstcard. Firstcard utiliza tecnología de cifrado estándar de la industria para garantizar que su cuenta y su información estén seguras y protegidas.
En asociación con Mastercard
Desarrollado por Mastercard con garantía de protección contra fraude de responsabilidad cero por cargos no autorizados.
