Brigit
4.3No SSN requiredFacts verified September 11, 2026
Get Brigit
On Brigit's site
Brigit lends $25 to $500 with no interest, no late fees and no credit check. Maine residents are capped at $250. You do not need a Social Security number for a cash advance, just a checking account open 60 days with three recurring deposits. Getting money through the app usually means a paid plan: $8.99 a month for Plus or $15.99 for Premium. Brigit terms allow charging Plus users as much as $9.99. There is also a free option: email support and ask for an advance without subscribing.
Get Brigit
On Brigit's site
$500
Max advance
$0/mo
Subscription
None
Credit check
$0.99 to $5.99, varying with the advance amount. Free on the $15.99 Premium plan.
Instant fee
The details
- Max advance
- Up to $500
- Limit resets
- Other
- Mandatory fees
- None — terms state no fee or charge is required to obtain an advance; a subscription can be bypassed by request (Terms Section 7.7)
- Premium plan (optional)
- $8.99/mo for Plus today, though the terms allow $5.99 to $9.99. Premium is $15.99/mo.
- Interest
- None
- Late fee
- None
- Credit check
- None
- Direct deposit required?
- Yes
- Bank-link required
- Yes (Plaid)
- Instant transfer
- Typically within 20 minutes
- Instant transfer fee
- $0.99 to $5.99, varying with the advance amount. Free on the $15.99 Premium plan.
- Free transfer
- Within 3 business days
- Tips
- None
- Eligibility
- US residents 18 or older. No Social Security number is needed for Instant Cash; the SSN is only required for Credit Builder. Brigit wants a primary checking account used daily, at least 60 days of history, a balance above $0, and at least three recurring deposits from the same employer or deposit source. ATM deposits, paper checks, cash transfers and irregular pay schedules do not qualify. A Brigit Score of 40 to 100 is needed. Advances run $25 to $500, but most qualify for $50 to $100 and the average advance was $73. Maine residents are capped at $250. One advance at a time. Advances are NOT reported to consumer reporting agencies and Brigit will not pursue collections.
Pros & cons
Pros
- Turn on Autopilot and Brigit can send cash before you overdraft.
- No Social Security number needed, which helps if you are new to the US.
- By contract, Brigit will not send an unpaid advance to collections.
Cons
- Plus is $8.99 a month right now, but the terms allow up to $9.99.
- Need it fast? An express fee up to $5.99 stacks on top, even on a $25 advance.
- You need three recurring deposits and a checking account 60 or more days old.
