
Brigit
On Brigit's site
Brigit advances you up to $500 before payday — with no interest, no credit check and no mandatory fees.
On Brigit's site
$500
Max advance
$0/mo
Subscription
None
Credit check
$0.99-$5.99 (varies with advance size; $0 on Premium plan)
Instant fee
The details
- Max advance
- Up to $500
- Limit resets
- Other
- Mandatory fees
- None — terms state no fee or charge is required to obtain an advance; a subscription can be bypassed by request (Terms Section 7.7)
- Premium plan (optional)
- Plus $8.99/month (unlocks in-app Instant Cash); Premium $15.99/month
- Interest
- None
- Late fee
- None
- Credit check
- None
- Direct deposit required?
- No
- Bank-link required
- Yes (Plaid)
- Instant transfer
- Typically within 20 minutes
- Instant transfer fee
- $0.99-$5.99 (varies with advance size; $0 on Premium plan)
- Free transfer
- Within 3 business days
- Tips
- None
- Eligibility
- US residents 18+ with a supported checking account; not available in all states
Pros & cons
Pros
- Advances of $25 to $500 with no interest
- No credit check to qualify
- No late fees
- Standard delivery is free, within 3 business days
- Terms state no fee or charge is required to obtain an advance; all fees are for optional services
Cons
- In-app access to Instant Cash requires a paid plan: Plus at $8.99/month or Premium at $15.99/month; the no-subscription route requires an email request to support
- Express delivery costs $0.99 to $5.99 per advance unless you pay for the $15.99/month Premium plan
- Requires connecting a checking account and letting Brigit's data aggregators view 90 days of transactions
- Only one advance can be outstanding at a time, and you must re-qualify for each advance
- Not available in all states, and Maine residents are capped at $250