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Brigit

4.3No direct depositFacts verified August 27, 2026

Brigit advances you up to $500 before payday — with no interest, no credit check and no mandatory fees.

Get Brigit

On Brigit's site

$500

Max advance

$0/mo

Subscription

None

Credit check

$0.99-$5.99 (varies with advance size; $0 on Premium plan)

Instant fee

The details

Max advance
Up to $500
Limit resets
Other
Mandatory fees
None — terms state no fee or charge is required to obtain an advance; a subscription can be bypassed by request (Terms Section 7.7)
Premium plan (optional)
Plus $8.99/month (unlocks in-app Instant Cash); Premium $15.99/month
Interest
None
Late fee
None
Credit check
None
Direct deposit required?
No
Bank-link required
Yes (Plaid)
Instant transfer
Typically within 20 minutes
Instant transfer fee
$0.99-$5.99 (varies with advance size; $0 on Premium plan)
Free transfer
Within 3 business days
Tips
None
Eligibility
US residents 18+ with a supported checking account; not available in all states

Pros & cons

Pros

  • Advances of $25 to $500 with no interest
  • No credit check to qualify
  • No late fees
  • Standard delivery is free, within 3 business days
  • Terms state no fee or charge is required to obtain an advance; all fees are for optional services

Cons

  • In-app access to Instant Cash requires a paid plan: Plus at $8.99/month or Premium at $15.99/month; the no-subscription route requires an email request to support
  • Express delivery costs $0.99 to $5.99 per advance unless you pay for the $15.99/month Premium plan
  • Requires connecting a checking account and letting Brigit's data aggregators view 90 days of transactions
  • Only one advance can be outstanding at a time, and you must re-qualify for each advance
  • Not available in all states, and Maine residents are capped at $250