Firstcard® Secured Credit Builder Card
Info

帮助您快速建立信用

帮助您快速建立信用

快速建立以及提升信用记录
无需社会安全码(没有 SSN 的留学生和移民人士可以用护照申请)
无需信用审查就可以通过申请
消费享受高达15%的奖励返现
提供贴心的中文客服
Get up to 4.25% APY
Info
享受手机电子钱包一拍即付
优享高达4.25%的银行存款利率
Info
0% 信用卡利息
我们不提供信用额度,您存入多少钱,就可以花多少!
You’re pre-approved.
今天就申请吧!无需信用审查。
You’re pre-approved.
今天就申请吧!无需信用审查。
Seen in

没有社保号?通过护照一样简单申请美国信用卡!

我们的目标是帮助中国留学生和移民人士建立美国信用。我们理解许多留学生以及移民人士没有社保号。所以我们解决了这问题。在Firstcard,没有社保号照样可以轻松申请美国信用卡!

用户五星好评不断!

大家都非常喜欢用Firstcard提高信用
A must-have for International Students

Firstcard has been an essential tool for me as an international student from India. The app is easy to navigate and offers fantastic features tailored for students

Anika K
Helped me build credit abroad!

The app is straightforward to use, and the financial tools have helped me manage my budget effectively. I love the peace of mind that comes with the app’s security features and the easy money transfers.

Alec P
The best credit card experience!

The benefits and support provided by Firstcard are fantastic for international  students. Would highly recommend to any international student looking for the best card to start building credit in the US

Omari A
Firstcard makes my financial life abroad much easier

Managing my finances in a new country was a major concern, but Firstcard made it so much easier.  The support team is always responsive and helpful, and I can ask questions and receive help in Spanish which is amazing!

Paolo G
The easiest way to build credit in the US!

If you’re an international student looking for the easiest way to start building credit in the US look no further! Firstcard’s credit-building features are top-notch, and the ease of use without requiring an SSN are just a few of the reasons why I love Firsctard.

Nicholas S.
Safe Credit Building with Autopay!

I love using Firstcard as an international student! The autopay feature ensures my card is always paid off on time, helping me to build credit safely. The excellent cashback rewards are a great way to save a little extra money whenever I shop or eat out. Thanks to Firstcard, I’m able to build my credit and manage my expenses effectively in the US.

Patricia P
Firstcard makes credit building fun!

Firstcard's cashback program has been a fantastic bonus for me as an international student. Earning up to 15% cashback when I dine out or buy boba and enjoying an additional 10% cashback through the app’s spinning wheel have made managing my expenses while building credit much more fun and rewarding.

Leon Y
Love the app!

As an immigrant founder, I had no idea how to start building credit when I moved to the U.S. Then I learned about Firstcard through a friend.  Firstcard made building credit so much easier. I was able to increase my credit score by 20+ in just a few weeks and the app is so simple to use!  I'm a huge fan of Firstcard!

Yo Shibata
My favorite app for finances

Whether I’m tracking expenses or making purchases, everything is just a few taps away saving me time and hassle. Firstcard has revolutionized the way I manage my finances!

Bella H.
A great card for immigrants!

Getting started with Firstcard was smooth and hassle-free, even without an SSN. The app is intuitive, and the financial tools have been very helpful in managing my budget and building credit. A great card for immigrants!

Amin H.
A lifesaver

Firstcard made it incredibly easy for me to establish credit as a new immigrant. The fact that they don't require an SSN was a lifesaver and the high cashback rates are just icing on the cake!

Henry Z.
A must-have for newcomers

Firstcard's approach to helping immigrants build credit is outstanding. The customer service is very supportive, and the cashback rewards make everyday purchases more rewarding. It's a must-have for newcomers.

Vidya K.
Reliable and user-friendly!

Moving to a new country comes with its challenges, but Firstcard made building my financial life here so much easier. The no-SSN requirement was crucial for me. The app is user-friendly and helps me keep track of my spending and savings. Firstcard has truly been such a reliable financial partner for me as an immigrant.

Amara A.
The best way to build credit without an SSN

As an immigrant, I struggled to find a credit card. Firstcard was the perfect solution with their no-SSN requirement. Now, I can build credit and earn rewards with every purchase.

Hana P.
The stress-free way to build credit in college

Firstcard has been a game-changer for my finances as a college student. The cashback rewards are fantastic, and I love that there are no hidden fees. It's perfect for managing my spending and building credit without stress.

Brody M.
A must have!

Firstcard offers a top-notch banking experience that’s convenient, secure, and reliable. From the moment I signed up I was impressed by its user-friendly interface and seamless integration. I highly recommend it to anyone looking for a modern payment solution!!

Bella H.
Perfect for international students & immigrants!

This app is great to build credit and not worrying about overspending.

I recommend this to college students who are in need of building strong credit.

Boris M.
Easy to use credit builder card

The no-overspending risk and no annual fees were what drew me to Firstcard. The bonus cashback feature is a fun addition, and it's helped me save money effortlessly on everyday purchases.

Katherine K.
A must-have for International Students

Firstcard has been an essential tool for me as an international student from India. The app is easy to navigate and offers fantastic features tailored for students

Anika K
Helped me build credit abroad!

The app is straightforward to use, and the financial tools have helped me manage my budget effectively. I love the peace of mind that comes with the app’s security features and the easy money transfers.

Alec P
The best credit card experience!

The benefits and support provided by Firstcard are fantastic for international  students. Would highly recommend to any international student looking for the best card to start building credit in the US

Omari A
Firstcard makes my financial life abroad much easier

Managing my finances in a new country was a major concern, but Firstcard made it so much easier.  The support team is always responsive and helpful, and I can ask questions and receive help in Spanish which is amazing!

Paolo G
The easiest way to build credit in the US!

If you’re an international student looking for the easiest way to start building credit in the US look no further! Firstcard’s credit-building features are top-notch, and the ease of use without requiring an SSN are just a few of the reasons why I love Firsctard.

Nicholas S.
Safe Credit Building with Autopay!

I love using Firstcard as an international student! The autopay feature ensures my card is always paid off on time, helping me to build credit safely. The excellent cashback rewards are a great way to save a little extra money whenever I shop or eat out. Thanks to Firstcard, I’m able to build my credit and manage my expenses effectively in the US.

Patricia P
Firstcard makes credit building fun!

Firstcard's cashback program has been a fantastic bonus for me as an international student. Earning up to 15% cashback when I dine out or buy boba and enjoying an additional 10% cashback through the app’s spinning wheel have made managing my expenses while building credit much more fun and rewarding.

Leon Y
Love the app!

As an immigrant founder, I had no idea how to start building credit when I moved to the U.S. Then I learned about Firstcard through a friend.  Firstcard made building credit so much easier. I was able to increase my credit score by 20+ in just a few weeks and the app is so simple to use!  I'm a huge fan of Firstcard!

Yo Shibata
My favorite app for finances

Whether I’m tracking expenses or making purchases, everything is just a few taps away saving me time and hassle. Firstcard has revolutionized the way I manage my finances!

Bella H.
A great card for immigrants!

Getting started with Firstcard was smooth and hassle-free, even without an SSN. The app is intuitive, and the financial tools have been very helpful in managing my budget and building credit. A great card for immigrants!

Amin H.
A lifesaver

Firstcard made it incredibly easy for me to establish credit as a new immigrant. The fact that they don't require an SSN was a lifesaver and the high cashback rates are just icing on the cake!

Henry Z.
A must-have for newcomers

Firstcard's approach to helping immigrants build credit is outstanding. The customer service is very supportive, and the cashback rewards make everyday purchases more rewarding. It's a must-have for newcomers.

Vidya K.
Reliable and user-friendly!

Moving to a new country comes with its challenges, but Firstcard made building my financial life here so much easier. The no-SSN requirement was crucial for me. The app is user-friendly and helps me keep track of my spending and savings. Firstcard has truly been such a reliable financial partner for me as an immigrant.

Amara A.
The best way to build credit without an SSN

As an immigrant, I struggled to find a credit card. Firstcard was the perfect solution with their no-SSN requirement. Now, I can build credit and earn rewards with every purchase.

Hana P.
The stress-free way to build credit in college

Firstcard has been a game-changer for my finances as a college student. The cashback rewards are fantastic, and I love that there are no hidden fees. It's perfect for managing my spending and building credit without stress.

Brody M.
A must have!

Firstcard offers a top-notch banking experience that’s convenient, secure, and reliable. From the moment I signed up I was impressed by its user-friendly interface and seamless integration. I highly recommend it to anyone looking for a modern payment solution!!

Bella H.
Perfect for international students & immigrants!

This app is great to build credit and not worrying about overspending.

I recommend this to college students who are in need of building strong credit.

Boris M.
Easy to use credit builder card

The no-overspending risk and no annual fees were what drew me to Firstcard. The bonus cashback feature is a fun addition, and it's helped me save money effortlessly on everyday purchases.

Katherine K.

Firstcard卓越之处过传统银行

No credit checks
No overspending risk Info
Accepts international people without an SSN
APY
Info
(Interest you earn on deposit)
APR
Info
(Interest you pay)
1.25% with Firstcard
4.25% with Firstcard+5
0%
Discover Secure

Card
0%
Up to 28.24%9
Chase Freedom
Credit Card
0%
20.49% - 29.24%10
Bank of America Secured Card
26.24%11
Non-US residents are not eligible for APY

怎样通过Firstcard快速提高信用?

简单三步骤
1
免费申请Firstcard
无需信用审查就可以通过申请,下载app,随时查看申请流程。
2
存入担保金
信用额度等同于存入的现金额度,从此不用为信用额度上限而烦恼。
3
build credit responsibly
您每一次用这张卡消费,您都在建立信用。我们每个月都会给三大信用报告机构上报您良好的信用记录
我们每月给美国三大信用机构上报您良好的信用记录
您的资金由 Regent 银行(FDIC 成员)提供 FDIC 保险,最高可担保 250,000 美元。
Info

产品能力

轻松开启您的美国信用提升之旅

  • 没有社保号的移民者和留学生都可以免费申请通过
  • 无年费、无逾期付款费、无利息
  • 从此不再担心消费超支
  • 0% 信用卡利息
  • 您的每一笔消费都可以用来建立信用

享受在29,000+ 商家的15%的奖励返现2

无论是与朋友家人聚餐还是网上购物,只要是在我们的合作商家消费,您都能享受现金返还奖励,越刷钱返回越多!

银行存款利率高达4.25%

美国国储蓄账户平均存款率仅为 0.6%,而我们提供高达4.25%的存款率。12.
我们希望为中国群体提供更高的存款利率,让大家从第一天就能实现存款资金增长。
Info
What is an APY?
APY
1.25%
4.25%4
Chase
0.01%6
Bank of America
0.01%7
Wells Fargo
0.01%8

提供贴心的中文客服

为了更好的服务我们的用户,我们为您提供贴心的中文客服。另外也提供英语、日语、西班牙语、葡萄牙语客服!

没有社保号?通过护照一样简单申请美国信用卡!

我们的目标是帮助中国留学生和移民人士建立美国信用。我们理解许多留学生以及移民人士没有社保号。所以我们解决了这问题。在Firstcard,没有社保号照样可以轻松申请美国信用卡!

值得信赖的安全和支持

安全保障为第一
安全保障是 Firstcard 的首要任务。Firstcard 采用符合行业标准的加密技术,确保您的账户和信息安全无虞。
安全资金保障
您的 Firstcard 账户资金通过我们的银行合作伙伴 Regent 银行(FDIC 成员)投保,最高保额为 250,000 美元。
国际万事达卡
我们与万事达卡合作,万事达卡对未经授权的费用提供0责任保护。