Firstcard
Get Started
Menu

帮助您快速建立信用

提供贴心的中文客服
优享高达4.25%的银行存款利率
享受手机电子钱包一拍即付
You're pre-approved.
今天就申请吧!无需信用审查。
We report to all 3 major credit bureaus
You're pre-approved.
今天就申请吧!无需信用审查。
Seen in

A better way to build credit

Fast credit building
Users see an average increase of 52 points within just 3 months!
Oh yes! 0% APR!
Why pay an interest when you have deposited money? Say no to APR.
A better future
Your payment history with Firstcard is reported to all three credit bureaus.

grow money as you build credit

Earn up to 4.00% APY on your money

The national average interest rate on savings accounts is 0.45% APY 12.
We are not greedy. We want to offer students a much better rate so they can grow their money faster.
What is an APY?
APY
premium
4.00%
Chase
0.01% 6
Bank of America
0.01% 7
Wells Fargo
0.01% 8

怎样通过Firstcard快速提高信用?

1
免费申请Firstcard
无需信用审查就可以通过申请,下载app,随时查看申请流程。
2
存入担保金
信用额度等同于存入的现金额度,从此不用为信用额度上限而烦恼。
3
build credit responsibly
您每一次用这张卡消费,您都在建立信用。我们每个月都会给三大信用报告机构上报您良好的信用记录
我们每月给美国三大信用机构上报您良好的信用记录

没有社保号?通过护照一样简单申请美国信用卡!

我们的目标是帮助中国留学生和移民人士建立美国信用。我们理解许多留学生以及移民人士没有社保号。所以我们解决了这问题。在Firstcard,没有社保号照样可以轻松申请美国信用卡!

用户五星好评不断!

User review
User review
User review
User review
User review
User review
User review
User review
User review
User review
User review
User review
User review
User review
User review
User review
User review
User review
User review
User review
User review
User review
User review
User review
My favorite app for finances

Whether I'm tracking expenses or making purchases, everything is just a few taps away saving me time and hassle. Firstcard has revolutionized the way I manage my finances!

Bella H.
Firstcard makes my financial life abroad much easier

Managing my finances in a new country was a major concern, but Firstcard made it so much easier. The support team is always responsive and helpful, and I can ask questions and receive help in Spanish which is amazing!

Paolo G
The best credit card experience!

The benefits and support provided by Firstcard are fantastic for international students. Would highly recommend to any international student looking for the best card to start building credit in the US

Omari A
Helped me build credit abroad!

The app is straightforward to use, and the financial tools have helped me manage my budget effectively. I love the peace of mind that comes with the app's security features and the easy money transfers.

Alec P
Easy to use credit builder card

The no-overspending risk and no annual fees were what drew me to Firstcard. The bonus cashback feature is a fun addition, and it's helped me save money effortlessly on everyday purchases.

Katherine K.
Perfect for international students & immigrants!

This app is great to build credit and not worrying about overspending. I recommend this to college students who are in need of building strong credit.

Boris M.
The best way to build credit without an SSN

As an immigrant, I struggled to find a credit card. Firstcard was the perfect solution with their no-SSN requirement. Now, I can build credit and earn rewards with every purchase.

Hana P.
Reliable and user-friendly!

Moving to a new country comes with its challenges, but Firstcard made building my financial life here so much easier. The no-SSN requirement was crucial for me. The app is user-friendly and helps me keep track of my spending and savings. Firstcard has truly been such a reliable financial partner for me as an immigrant.

Amara A.
Love the app!

As an immigrant founder, I had no idea how to start building credit when I moved to the U.S. Then I learned about Firstcard through a friend. Firstcard made building credit so much easier. I was able to increase my credit score by 20+ in just a few weeks and the app is so simple to use! I'm a huge fan of Firstcard!

Yo Shibata
My favorite app for finances

Whether I'm tracking expenses or making purchases, everything is just a few taps away saving me time and hassle. Firstcard has revolutionized the way I manage my finances!

Bella H.
Firstcard makes my financial life abroad much easier

Managing my finances in a new country was a major concern, but Firstcard made it so much easier. The support team is always responsive and helpful, and I can ask questions and receive help in Spanish which is amazing!

Paolo G
The best credit card experience!

The benefits and support provided by Firstcard are fantastic for international students. Would highly recommend to any international student looking for the best card to start building credit in the US

Omari A
Helped me build credit abroad!

The app is straightforward to use, and the financial tools have helped me manage my budget effectively. I love the peace of mind that comes with the app's security features and the easy money transfers.

Alec P
Easy to use credit builder card

The no-overspending risk and no annual fees were what drew me to Firstcard. The bonus cashback feature is a fun addition, and it's helped me save money effortlessly on everyday purchases.

Katherine K.
Perfect for international students & immigrants!

This app is great to build credit and not worrying about overspending. I recommend this to college students who are in need of building strong credit.

Boris M.
The best way to build credit without an SSN

As an immigrant, I struggled to find a credit card. Firstcard was the perfect solution with their no-SSN requirement. Now, I can build credit and earn rewards with every purchase.

Hana P.
Reliable and user-friendly!

Moving to a new country comes with its challenges, but Firstcard made building my financial life here so much easier. The no-SSN requirement was crucial for me. The app is user-friendly and helps me keep track of my spending and savings. Firstcard has truly been such a reliable financial partner for me as an immigrant.

Amara A.
Love the app!

As an immigrant founder, I had no idea how to start building credit when I moved to the U.S. Then I learned about Firstcard through a friend. Firstcard made building credit so much easier. I was able to increase my credit score by 20+ in just a few weeks and the app is so simple to use! I'm a huge fan of Firstcard!

Yo Shibata

Firstcard卓越之处过传统银行

No credit checks
Accepts international people without an SSN
APY
(Interest you earn on deposit)
APR
(Interest you pay)
4.00% APY with
Firstcard Premium 5
0%
Discover Secure
Card
0%
Up to 27.24% 9
Chase Freedom
Credit Card
0%
19.49% - 28.24% 10
Bank of America Secured Card
25.24% 11
For cardholders without an SSN, credit monitoring and APY features are unavailable.
For ITIN cardholders, APY feature is available; however, credit monitoring remains unavailable.

值得信赖的安全和支持

安全保障为第一
安全保障是 Firstcard 的首要任务。Firstcard 采用符合行业标准的加密技术,确保您的账户和信息安全无虞。
国际万事达卡
我们与万事达卡合作,万事达卡对未经授权的费用提供0责任保护。

ready to BOOST YOUR CREDIT score?

52+ pts
Average credit score increase
Get Started
You’re pre-approved. No hard credit check needed.