Credit Building

10 articles

How to add my Firstcard to Apple Pay or Google Wallet?What is Autopay and why is it recommended?What's my credit limit with Firstcard?How do I monitor my credit score?Which credit bureaus does Firstcard report to?Can I build my credit even without an SSN?How often is my payment activity reported to credit bureaus?Does my card report high utilization if I use all the money I deposited?What happens if I don’t make a payment on time?How does Firstcard help me build my credit score?

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Disclaimer: Firstcard works hard to keep its information accurate and up to date, including re-verifying product fees on a regular schedule. Still, this information may differ from what you see when you visit a financial company's own site: companies change their terms, sometimes without notice. All products are presented without warranty. Before you take any offer, please review the company's own terms and conditions. Pre-qualified or "guaranteed" offers described by product companies are made by those companies, not by Firstcard, and are not binding until the company approves you. Firstcard is a financial technology company, not a bank, not a lender, and not a credit repair service; we do not make lending decisions. When we say a product "builds credit," results depend on the product reporting your activity to credit bureaus and on your own payment behavior. Some companies on this site pay us when you get their products through our links; this compensation, along with member engagement, may affect which products we feature and where they appear, but it never affects our star ratings, reviews, or true-cost calculations. See our Advertiser Disclosure, How We Make Money, Our Partners, How We Rate Financial Products, and Editorial Guidelines. If you find errors in your credit score or credit report, contact the credit bureau directly (Equifax, Experian, or TransUnion).

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Credit Building

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