GLBA

What does Firstcard, Inc. do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect, and share depend on the product or service you have with us. This information can include:
  • Your contact details, demographic information, and date of birth
  • Social Security number and account transactions
  • Credit history and credit scores
  • Transaction history and credit products rates and payments

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Firstcard, Inc. chooses to share its customers’ personal information, and whether you can limit this sharing.

Reasons we can share your
personal information

For our everyday business purposes

To process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Firstcard, Inc. share?

Yes

Can you limit this sharing?

No

For our marketing purpose

To offer our products and services to you

Does Firstcard, Inc. share?

Yes

Can you limit this sharing?

No

For joint marketing with
other financial companies

Does Firstcard, Inc. share?

Yes

Can you limit this sharing?

No

For our affiliates’ everyday business purposes

Information about your transactions and experiences

Does Firstcard, Inc. share?

Yes

Can you limit this sharing?

No

For our affiliates’ everyday business purposes

Information about your creditworthiness

Does Firstcard, Inc. share?

Yes

Can you limit this sharing?

We do not share

For affiliates to market to you

Does Firstcard, Inc. share?

Yes

Can you limit this sharing?

No

For nonaffiliates to market to you

Does Firstcard, Inc. share?

Yes

Can you limit this sharing?

No

To limit our sharing

Questions?

Who we are

Who is providing this notice?

This privacy policy is being provided by Firstcard, Inc.

What we do

How does Firstcard, Inc. protect
my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We use encryption in the transmittal of your sensitive personal information between your systems and ours and we use firewalls.

How does Firstcard, Inc. collect
my personal information?

We collect your personal information, for example, when you:
  • Open an account
  • Visit our website
  • Communicate with us on our website
  • Use our mobile application

Why can’t I limit all sharing?

Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • We currently do not have affiliates, but we reserve the right to share information with our affiliates as described on page 1 of this notice

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with may include loan brokers, lenders, insurance companies and direct marketing companies and others.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners may include vendors, retailers, lenders, and other third parties that provide services to our consumers in our network.

Other important information

NV

If you are consumer with a Nevada mailing address, and you prefer not to receive marketing calls from us, you may be placed on our internal Do Not Call List by contacting us at [insert phone number]; www.firstcard.app/contact; or 101 Jefferson Drive, 1st Floor, Menlo Park, California USA. You may also contact the Nevada Attorney General's office: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; telephone number: 1-702-486-3132; email BCPINFO@ag.state.nv.us or AgInfo@ag.nv.gov.

VT

If you are consumer with a Vermont mailing address, we will not share information we collect about you with companies outside of Firstcard, Inc., unless the law allows. For example, we may share information with your consent, to service your accounts or under joint marketing agreements with other financial institutions with which we have joint marketing agreements. We will not share information about your creditworthiness within our corporate family except with your consent, but we may share information about our transactions or experiences with you within our corporate family without your consent.

CA

If you are a consumer with a California mailing address, we will not share information we collect about you with companies outside of Firstcard, Inc., unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide rewards or benefits to which you are entitled.