We accept international students without an SSN

No SSN? Start with a passport

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We’re making it much easier for
international students to get credit cards.

It doesn’t make sense to us that international students with good financial backgrounds in their home country get rejected for credit card applications in the U.S. We’re here to change that. Firstcard is built for every student. And that includes international students.

I am an international student.

What do I need to apply for Firstcard?

Be 18 years or older
Have a legal U.S. residential address
An SSN or a valid passport if you don't have an SSN or ITIN.

Why building credit early in college is important?

Building credit is crucial as it enables access to better borrowing options, lower interest rates and influences rental, insurance rates, and even job prospects.

  • Easier access to credit

  • Lower interest rates on loans

  • More apartment lease options

  • Better access to financial products

  • Helps employment background checks

Firstcard helps you build your credit early and safely

Build your credit score every time you swipe with Firstcard. Monitor your credit score right in the app. And Autopay feature ensures on-time payment.

Safer Credit Building with Autopay

Autopay is a feature that helps you build your credit score safely.

The feature ensures on-time payment by automatically paying off your Firstcard credit card bills using the money you’ve already transferred to your Firstcard.

Security & support you can trust

Security and safety is Firstcard's top priority. Firstcard uses industry standard encryption technology to ensure your account and information is safe and secure.

Money in your Firstcard account is insured up to the maximum amount of $250,000 through our bank partner, Regent Bank, a member of FDIC.

Powered by Mastercard with Zero Liability Fraud Protection guarantee for unauthorized charges.


See what our users love about us.
Really helps me not overspend

Firstcard  is really helpful because it allows me to not overspend and be more frugal about what I’m spending every month.
Overall I really have been enjoying my Firstcard and have been recommending it to friends.

Super cool concept for college students!

Firstcard's high cash back program is an awesome way for college students to get money back without even trying. The app design is super user friendly as well.

Great for helping young college students build credit

This app is great to build credit and not worrying about overspending.
I recommend this to college students who are in need of building strong credit.

Anthony Wang
Easy to use credit builder card

Firstcard has made it so easy for me to manage my money and get great cashback deals.

Hannah Semaya
It’s perfect for college students

I'm getting cashback on a lot of the purchases and I'm using that all for savings for a trip.

Best card for college students

One of the best cards for college students. The app is also very easy to use.

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Get your first U.S. credit card with Firstcard. 
Grow money and build credit.