Level up with

Supercharge your money with 4.25% APY1

Grow your money faster. It’s like supercharging your money with a higher APY.

Monitor your credit score right in the app

Firstcard+ members can monitor their credit scores directly in the Firstcard app. We update your credit score every month so you can see clearly how your credit score improves over time.

Get an additional 1% cashback on every purchase2

When you upgrade to Firstcard+, we want to offer more cashback for you!

You will get unlimited 1% cashback when you swipe with Firstcard on top of Merchant Cashback and Random Cashback.

Upgrade to Firstcard+

Free
5
$4.99/mo
or
$48/yr
APY Info
1.25%
4.25%4
Credit Monitor feature
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Additional 1% Cashback on top of Merchant Cashback2 and Random Cashback3
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Foreign transaction fee
1.5%
Free
APY Info
1.25%
Credit Monitor feature
_
1% Cashback + Merchant Cashback and Random Cashback
_
Foreign transaction fee
1.5%
$4.99/mo or $50/yr
APY Info
4.25%
Credit Monitor feature
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1% Cashback + Merchant Cashback and Random Cashback
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Foreign transaction fee
Free
Credit Monitoring feature is not available to international students without an SSN.

Security & support you can trust

Security and safety is Firstcard's top priority. Firstcard uses industry standard encryption technology to ensure your account and information is safe and secure.

Money in your Firstcard account is insured up to the maximum amount of $250,000 through our bank partner, Regent Bank, a member of FDIC.

Powered by Mastercard with Zero Liability Fraud Protection guarantee for unauthorized charges.

Reviews

See what our users love about us.
Really helps me not overspend

Firstcard  is really helpful because it allows me to not overspend and be more frugal about what I’m spending every month.
Overall I really have been enjoying my Firstcard and have been recommending it to friends.

Jessicaxnguyen
Super cool concept for college students!

Firstcard's high cash back program is an awesome way for college students to get money back without even trying. The app design is super user friendly as well.

MichelleKK2016
Great for helping young college students build credit

This app is great to build credit and not worrying about overspending.
I recommend this to college students who are in need of building strong credit.

Anthony Wang
Easy to use credit builder card

Firstcard has made it so easy for me to manage my money and get great cashback deals.

Hannah Semaya
It’s perfect for college students

I'm getting cashback on a lot of the purchases and I'm using that all for savings for a trip.

Lucas
Best card for college students

One of the best cards for college students. The app is also very easy to use.

Jansan2
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Enjoy more benefits with Firstcard+.
This is the best first card you need.