
Grant
On Grant's site
Grant advances you up to $500 before payday — with no interest, no credit check and no mandatory fees.
On Grant's site
$500
Max advance
$0/mo
Subscription
None
Credit check
$2.00 to $25.00, depending on the advance amount
Instant fee
The details
- Max advance
- Up to $500
- Limit resets
- Other
- Mandatory fees
- None
- Premium plan (optional)
- $9.99/month (Grant Plus / Grant Cash Advance Plus)
- Interest
- None
- Late fee
- None
- Credit check
- None
- Direct deposit required?
- No
- Bank-link required
- Yes
- Instant transfer
- Expedited delivery typically received within an hour, often faster
- Instant transfer fee
- $2.00 to $25.00, depending on the advance amount
- Free transfer
- Regular (ACH) delivery is free; typically received within 3 business days
- Tips
- None
- Eligibility
- 18+ in the US with a linked bank account and debit card
Pros & cons
Pros
- No interest and no late fees on advances
- No credit check to sign up
- Advances of $25 up to $500
- Standard ACH delivery is free, typically within 3 business days
- Does not ask for tips
- Grant Plus subscription is optional; advances are available without subscribing
Cons
- Expedited (same-day/instant) delivery costs $2.00 to $25.00 per advance
- Optional Grant Plus subscription costs $9.99/month, auto-debited from your bank account
- Requires linking both a US bank account and a debit card through the app
- Only one advance at a time; a new advance is denied until the outstanding one is repaid