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Grant

4.5Simple requirementsFacts verified August 27, 2026

Grant advances you up to $500 before payday — with no interest, no credit check and no mandatory fees.

Get Grant

On Grant's site

$500

Max advance

$0/mo

Subscription

None

Credit check

$2.00 to $25.00, depending on the advance amount

Instant fee

The details

Max advance
Up to $500
Limit resets
Other
Mandatory fees
None
Premium plan (optional)
$9.99/month (Grant Plus / Grant Cash Advance Plus)
Interest
None
Late fee
None
Credit check
None
Direct deposit required?
No
Bank-link required
Yes
Instant transfer
Expedited delivery typically received within an hour, often faster
Instant transfer fee
$2.00 to $25.00, depending on the advance amount
Free transfer
Regular (ACH) delivery is free; typically received within 3 business days
Tips
None
Eligibility
18+ in the US with a linked bank account and debit card

Pros & cons

Pros

  • No interest and no late fees on advances
  • No credit check to sign up
  • Advances of $25 up to $500
  • Standard ACH delivery is free, typically within 3 business days
  • Does not ask for tips
  • Grant Plus subscription is optional; advances are available without subscribing

Cons

  • Expedited (same-day/instant) delivery costs $2.00 to $25.00 per advance
  • Optional Grant Plus subscription costs $9.99/month, auto-debited from your bank account
  • Requires linking both a US bank account and a debit card through the app
  • Only one advance at a time; a new advance is denied until the outstanding one is repaid