Grant
4.5Simple requirementsFacts verified September 11, 2026
Get Grant
On Grant's site
Grant is a cash advance app that lends $25 to $500 with no credit check. There is no interest, and Grant says it never charges late fees. Standard delivery is free but can take up to 3 business days. Grant's own pricing page caps rush delivery at $21, though its terms allow up to $25, so check the fee before you pick express.
Get Grant
On Grant's site
$500
Max advance
$0/mo
Subscription
None
Credit check
$2 to $25, by advance amount
Instant fee
The details
- Max advance
- Up to $500
- Daily limit
- $300 per day
- Limit resets
- Other
- Mandatory fees
- None
- Premium plan (optional)
- $9.99/mo, opt-in. Renews monthly until you cancel in the app's Manage Plan tab, at least one business day before renewal.
- Interest
- None
- Late fee
- None
- Credit check
- None
- Direct deposit required?
- No
- Bank-link required
- Yes
- Instant transfer
- Expedited delivery typically received within an hour, often faster
- Instant transfer fee
- $2 to $25, by advance amount
- Free transfer
- Regular (ACH) delivery is free; typically received within 3 business days
- Tips
- None
- Eligibility
- 18 or older, physically in the US, with a US bank account, a linked debit card and earned income due. Grant's help centre also lists a valid SSN, an SMS-capable mobile number and a US residential address. Average first advance was $66; average repeat advance $155. Grant says only 3.6% of customers with consecutive on-time repayments qualified for $500. Express fee: the pricing pages say $2 to $21 while the terms allow $2 to $25. Grant's marketing site says it is unavailable in CT, MD, NV, SC and WI, but its help centre gives a different list, so the state exclusions need reconciling before we publish one.
Pros & cons
Pros
- Email support before you borrow and skip the $9.99 monthly fee.
- No credit check means applying never touches your score.
- Miss a payment and Grant will not charge a late fee or call collectors.
Cons
- Grant caps rush delivery at $21 on its pricing page, but its terms allow $25.
- The $500 cap is rare. First advances average $66.
- Grant's own pages disagree on which states it serves. Check before you apply.
