Best for: Everyday credit building

Perpay Credit Card

5Firstcard rating

Meet the only card powered by your paycheck. With automatic transfers from your paycheck, you can manage payments stress-free and build credit with ease.

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Fee

$9/month plus $9 account opening fee

APR

Marketplace: 0% / Credit Card: 27.74% to 29.99% depending on your creditworthiness.

Minimum Deposit Amount

$0

Credit Check

No

Cashback

2% reward on purchases made in Perpay Marketplace

Benefit

2% rewards, no security deposit

Best for: Everyday credit building

Self Visa® Credit Card

5Firstcard rating

Start the path to financial freedom.

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Fee

$25 (Intro annual fee for new customers (first year): $0)

APR

27.49%

Minimum Deposit Amount

$100

Credit Check

No

Cashback

N/A

Benefit

High approval rates

Best for: Everyday credit building

OpenSky

4.5Firstcard rating

Maximize your credit building with more spending power from Opensky Plus. No hidden fees, no gotchas. Just a clear path forward.

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Minimum Deposit Amount

$0

Credit Check

No

Benefit

No hidden fees

Credit Builder Cards

Perpay Credit Card

Perpay Credit Card

Self Visa® Credit Card

Self Visa® Credit Card

OpenSky

OpenSky

Invest in your future

Start building credit today