What Is Country Home Products?
If you have shopped for a chipper, brush mower, or trimmer, you may have come across Country Home Products. Country Home Products is the company behind DR Power Equipment, a well-known maker of outdoor power tools for property owners.
From field and brush mowers to leaf vacuums and generators, DR Power gear is built for bigger jobs. That power comes at a price, though, which is why the company offers financing to help spread out the cost.
This guide explains how Country Home Products and DR Power financing work, what the terms look like, and which credit cards can help you fund equipment while building your credit.
How DR Power Financing Works
Country Home Products offers easy financing through a DR Power credit card, which is managed by Synchrony. The program uses promotional payment plans based on how much you spend. If you have used other Synchrony products like Synchrony Car Care, the structure will feel familiar.
For purchases of $799 or more, you may get equal monthly payments for 36 months with a 2 percent promo fee included in those payments and no interest on the financed amount. For purchases between $299 and $799, you may get 12 equal monthly payments with no promo fee and no interest.
Keep in mind the card carries a high standard APR. For accounts opened around April 2025, the purchase APR was about 34.99 percent. Check DR Power's site for current terms, since APRs vary by creditworthiness and terms and conditions apply.
A Flexible Card for Equipment Purchases
The DR Power card only works for DR Power products. A general-purpose credit card lets you buy equipment, parts, fuel, and accessories anywhere, which is handy when a project needs more than one supplier.
The Aspire Cash Back Rewards Mastercard is an unsecured card that earns cash back and reports to the major credit bureaus. You can fund your equipment while building credit at the same time. Terms and conditions apply, and APRs vary by creditworthiness.
Aspire® Cash Back Rewards Mastercard
Aspire® Cash Back Rewards Mastercard
Aspire® Cash Back Rewards Mastercard. Prequalify* For Up To $1000 Credit Limit. No security deposit. Packed with great benefits, it’s designed to give you more flexibility—and purchasing power—along with up to 3% cash back rewards!** Good anywhere Mastercard is accepted, it’s the go-to card for any lifestyle.
Standout feature
Up to 3% cashback rewards
Fees
$49 to $175; after that $0 to $49 annually; - $60 to $159 annually billed at $5 to $12.50 per month after the first year.
Pros
No Deposit Required. Prequalify for up to $1000 credit limit
Cons
High APR. 25.74% to 36%, based on your creditworthiness.
Watch the Fine Print on Promo Financing
The DR Power promo plans can be helpful, but the details matter. Equal-payment promotions require you to make every scheduled payment on time, and the standard APR is steep if a balance lingers after the promo ends.
To stay safe, divide the purchase by the number of promo months and pay at least that amount. Set reminders so you never miss a payment and trigger extra interest.
If you are not sure you can keep up, a card you already manage well, or a lower-APR option, may cost you less over time. Applying for new financing also adds a hard inquiry to your report, so it pays to apply only when you are ready.
Pay Over Time While Building Credit
If your credit is still growing, you may not qualify for the best promotional financing. Pay-over-time tools can help you spread the cost while reporting your payments to build credit, and a handful of credit-building apps work this way.
The Perpay Credit Card lets you shop and pay over time, and it reports your activity to help build credit history. For buyers who want flexibility on a big equipment purchase, it is worth comparing. Terms and conditions apply.
Perpay Credit Card
Perpay Credit Card
Meet the only card powered by your paycheck. With automatic transfers from your paycheck, you can manage payments stress-free and build credit with ease.
Fee
$9/month plus $9 account opening fee
APR
Marketplace: 0% / Credit Card: 27.74% to 29.99% depending on your creditworthiness.
Minimum Deposit Amount
$0
Credit Check
No
Cashback
2% reward on purchases made in Perpay Marketplace
Benefit
2% rewards, no security deposit
Check Your Credit First
Whether you apply for DR Power financing or a new card, your credit score shapes your approval and rate. Knowing your number ahead of time helps you choose wisely and avoid unnecessary hard inquiries, and reaching a good credit score opens up the best promotional terms.
Free tools like Creditship.ai let you monitor your credit and track changes over time. A quick check can tell you whether to apply now or build your score for a few months first.
Earn Rewards on Outdoor Projects
Big outdoor projects come with extra costs, from fuel and oil to safety gear and replacement parts. A rewards card can give a little back on all of it.
The Robinhood Credit Card offers cash back on everyday purchases, which can add up across a season of yard and land work. Compare the APR, any annual fee, and the rewards rate against your spending before you apply.
Robinhood
Robinhood
Robinhood is a trading platform that brings stocks, ETFs, options, futures, prediction markets, crypto, and retirement accounts together in one app.
Standout feature
One platform for stocks, ETFs, options, futures, prediction markets, and crypto
Fees
$0 commission on stocks, ETFs, and options.
Pros
Zero-commission trading on stocks, ETFs, and options
Cons
Best perks (high APY, lower margin rates) require Gold subscription ($5/month)
Frequently Asked Questions
What does Country Home Products make?
Country Home Products is the company behind DR Power Equipment, which makes outdoor power tools like field and brush mowers, chippers, trimmers, leaf vacuums, and generators for property owners.
Does DR Power offer financing?
Yes. Country Home Products offers easy financing through a DR Power credit card managed by Synchrony, with promotional equal-payment plans based on your purchase amount. Check their site for current terms.
Who issues the DR Power credit card?
The DR Power credit card is issued and managed by Synchrony. The standard purchase APR is high, around 34.99 percent for recent accounts, so confirm current rates before applying.
Is a general credit card better than DR Power financing?
It depends. DR Power promos can offer no-interest periods on equipment, but a general card works anywhere and can help build credit. Compare the total cost and your ability to pay it off in time.
