Grange insurance at a glance
If you are comparing carriers in the Midwest or South and Grange insurance keeps coming up, you probably want a clear rundown before you call an agent. Grange is an agent-based mutual insurer with a long history and a wide product shelf. This guide covers what Grange insurance offers, where it operates, how strong it is financially, and the numbers to call for service or a claim.
Key facts at a glance
| Detail | Information |
|---|---|
| Founded | 1935 |
| HQ | Columbus, Ohio |
| Products | Auto, home, life, and business |
| States | About 13 states across the Midwest and South |
| AM Best | A (Excellent) |
| Contact | Service 800-422-0550; Claims 800-445-3030 |
Rates and terms vary by state, coverage, and your personal profile, so use this as a starting point, not a quote.
What is Grange insurance?
Grange insurance was founded in 1935 and is based in Columbus, Ohio. It operates as a mutual company, which means policyholders, not outside shareholders, are the owners.
Grange sells through a network of roughly 3,600 independent agents. You buy and service a policy through a local agent who often represents several carriers, so you get personal help and the chance to compare. That agent-first setup shapes the whole experience.
What Grange insurance covers
Grange keeps its lineup focused and practical. For families it writes auto, home, and life insurance, and it bundles those to reward customers who keep coverage together.
For business owners, Grange offers commercial insurance built for small and mid-size companies. The mix of personal, life, and business lines under one roof is a selling point for agents who want to cover a household and its business in one place.
Where Grange insurance is available
Grange operates in about 13 states, largely across the Midwest and South. Its footprint includes Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin. Because Grange works through independent agents, the products available can differ by state, so it is best to confirm with a local agent what they can write where you live.
What Grange insurance might cost
Grange does not post standard rates online, so there is no single price to share. Quotes come through independent agents and depend on your location, coverage limits, vehicle or home details, driving record, your credit-based insurance score where state law permits, and any discounts, including for bundling auto, home, and life. Rates and terms vary, so the only number that truly matters is the one on your personal quote. An agent can also point out savings you might miss on your own.
Grange insurance pros and cons
Pros
- An A (Excellent) AM Best rating for financial strength
- Auto, home, life, and business lines under one roof
- Local agents for personal guidance and bundling
- 24/7 claims reporting
Cons
- Available in only about 13 states
- No instant online quotes, so shopping takes more effort
- The agent model can feel slower than app-based insurers
Compare before you commit
Because Grange sells through agents and does not publish quick online quotes, it helps to see how its pricing stacks up against carriers like Auto-Owners Insurance, Erie Insurance, Acuity Insurance, or Shelter Insurance first. Insurify compares quotes from more than 120 providers in one place and can help drivers save up to 50%. If you want a fast market read before you call a Grange agent, that is a smart starting point. Begin a comparison at Insurify.
Insurify
Insurify
Finding the best insurance shouldn't feel overwhelming. Insurify compares personalized quotes from 120+ top-rated providers in minutes — so you can save up to 50% on auto, home, renters, and pet insurance without the hassle.
Standout feature
Compare 120+ insurance carriers instantly. Save up to 50% on premiums.
Fees
Free
Pros
Compares 120+ carriers in real-time. Save up to 50% on premiums. BBB A+ rated.
Cons
Some users report unwanted communications from third-party providers.
Who Grange insurance is best for
Grange tends to fit people in its 13-state region who want a local agent and one carrier for auto, home, and life. If you like bundling and value a person to call when something goes wrong, its model works well. Small business owners who want household and business coverage together may also find it convenient.
It is a weaker match if you live outside its footprint, prefer to buy everything online in minutes, or want a coverage type Grange does not offer in your state, where a farm-and-rural specialist like Country Financial may fit better.
A digital alternative to weigh
If you would rather handle a policy from your phone, Lemonade is an AI-driven insurer that sells renters, home, pet, life, and car coverage with a fast online signup. It is a useful contrast to Grange's agent-based approach if you value speed and self-service over a local office. See how it works at Lemonade.
Lemonade
Lemonade
Insurance that's fast, affordable, and actually feels good. Lemonade uses AI to process claims in seconds and donates leftover premiums to causes you care about. Get renters, home, pet, life, or car insurance — all from one app.
Standout feature
AI claims in seconds. Giveback program donates unused premiums. 2.9M+ customers.
Fees
Varies by policy (renters insurance from ~$5/mo)
Pros
Lightning-fast AI claims processing. Social impact through Giveback program. Beautiful, easy-to-use app (4.9★ App Store).
Cons
Limited home insurance availability (28 states + DC only).
How to reach Grange insurance
Keep these lines handy. To report a claim, call the 24/7 claims hotline at 800-445-3030. To check the status of an existing claim, call 800-686-0025. For general customer service and product questions, call 800-422-0550. Grange also lists 800-951-9734 for auto glass claims and 800-425-1100 for payments. The company is based in Columbus, Ohio.
What customers commonly report
Feedback on Grange often reflects the agent experience. Customers with an attentive local agent tend to praise the personal help and the ease of bundling auto, home, and life. Some mention that rates can rise at renewal, which is common industrywide, and a few note that service quality depends on the individual agent. Your own experience can differ, so compare quotes and read current reviews for your state before deciding.
Frequently Asked Questions
Is Grange insurance a good company?
Grange holds an A (Excellent) rating from AM Best, which signals strong financial strength and claims-paying ability. It has operated as a mutual company since 1935 and covers auto, home, life, and business needs. Whether it fits you depends on your state, your price, and how much you value a local agent.
What is Grange insurance's claims phone number?
To report a claim, call the 24/7 claims hotline at 800-445-3030. To track an existing claim, call 800-686-0025. Grange also lists 800-951-9734 for auto glass claims.
What states does Grange insurance serve?
Grange operates in about 13 states, including Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin. Product availability can vary by state, so confirm with a local agent.
Does Grange insurance sell directly to consumers?
No. Grange sells through a network of independent agents rather than a direct website or call center for new policies. You buy and usually service coverage through a local agent, who can also compare it against other carriers they represent.
