Need to send a quick cash transfer to family abroad or pick up money sent to you? MoneyGram has agents in over 200 countries and territories, with more than 350,000 locations worldwide. Most senders can find an agent within a 5-mile radius in any US city.
This guide shows you the fastest ways to find a MoneyGram location near you, what to bring, and a few simple tricks to save on the fees.
The Fastest Way to Find a MoneyGram Location
There are three reliable methods.
- The MoneyGram website locator at moneygram.com/locator. Enter your zip code or city, and it returns nearby agents with hours and supported services.
- The MoneyGram mobile app. Available for iOS and Android, the app uses your phone's GPS to map nearby locations.
- A quick Google search for MoneyGram near me. The map results pull from MoneyGram's own data feed.
Each method shows the agent name, address, hours, phone number, and supported services like send money, receive money, or money order purchase.
Where MoneyGram Agents Are Located
MoneyGram does not run its own retail stores. Instead, it partners with chains and small businesses. The most common types of locations include:
- Walmart in-store money services counters
- CVS Pharmacy
- 7-Eleven
- Albertsons, Safeway, Kroger, and other grocery chains
- Independent convenience stores and check cashing shops
- Some US Postal Service locations
Walmart is the largest single MoneyGram partner in the US, with more than 4,500 stores offering MoneyGram services. Many Walmart counters are open from early morning to late at night, even on weekends.
What to Bring to a MoneyGram Location
If you are sending money, bring:
- A government-issued photo ID, like a driver's license, passport, or state ID
- Cash or a debit card to fund the transfer
- The receiver's full legal name, exactly as it appears on their ID
- The destination country and city
If you are picking up money, bring:
- A government-issued photo ID
- The 8-digit reference number from the sender
- The exact amount sent and sender's full name
Large transfers, usually over $1,000, may require a Social Security number for compliance. International students or new arrivals without an SSN can still use MoneyGram for smaller transfers, and can pair the service with a US-friendly account from the Current Build Card for daily banking. The Current Build Card opens without an SSN, which simplifies life for new immigrants. If you are a newcomer, see our list of the best credit cards for new immigrants.
Current Build Card
Current Build Card
$0 annual fee, 0% APR. No minimum deposit required. No credit check required. 1 point per dollar on dining and groceries. Reports to Experian, TransUnion, Equifax.
Fee
$0
APR
0%
Minimum Deposit Amount
$0
Credit Check
No
Cashback
1 point/dollar on dining & groceries (with qualifying payroll deposit)
Benefit
No credit check, no deposit minimum, no APR
Hours and Wait Times
Most MoneyGram locations follow the host store's hours. That means:
- Walmart MoneyGram counters: Often 8 AM to 8 PM, sometimes 24 hours
- CVS: Usually 8 AM to 10 PM
- 7-Eleven: Many are open 24 hours
- Independent shops: Vary widely, often 9 AM to 6 PM
Avoid pay-day Fridays after 4 PM and Saturday mornings if you want a short wait. Mid-morning weekdays are the fastest.
Costs at a MoneyGram Counter
In-person fees are higher than online or app-based transfers. A typical $200 send-to-cash-pickup costs $11 to $18 at a US counter, plus an exchange-rate markup of 1% to 4% above the mid-market rate.
Funding the transfer with cash is usually the cheapest way to send. Funding with a credit card adds an extra 1% to 3% fee on most transactions.
For frequent senders, the MoneyGram Plus loyalty program reduces fees on future transfers and adds a small bonus to the exchange rate. Sign up in the app or at any agent. Before you commit, it is worth checking is MoneyGram safe so you know how the company protects each transfer.
Easier Ways to Save on MoneyGram Transfers
If the convenience of cash pickup is the only reason you are at a counter, you can still cut the cost.
- Use the MoneyGram app or website to send and pick up at the same agent. Online send fees are often $1.99 to $5.99 versus $11 to $18 in-person.
- Send larger, less frequent transfers. The fixed fee is the same whether you send $100 or $500, so consolidating helps.
- Compare the all-in cost against Western Union, Remitly, Wise, and Xoom for your corridor. The cheapest option changes by country. Our roundup of the cheapest way to send money internationally breaks the math down by app.
- Track the family budget with Monarch Money so you do not lose money to fees by sending too often.
- Build credit on the side. Tools like the Self Visa® Credit Card or the Kikoff Secured Credit Card report monthly to all three bureaus and help senders qualify for better financial products over time.
Better credit means better access to checking accounts, lower-interest credit cards, and even cheaper auto loans through partners like myAutoloan. Every month of on-time payment counts.
When MoneyGram Is the Right Choice
MoneyGram is hard to beat for cash pickup in remote areas of Latin America, Africa, and Southeast Asia. If your family member does not have a bank account or mobile wallet, MoneyGram's agent network is a real advantage.
For bank-to-bank or wallet-to-wallet transfers, app-based providers like Wise, Remitly, and Xoom often beat MoneyGram on price.
Final Word
Finding a MoneyGram location near you takes about 30 seconds with the locator tool, the app, or a Google search. Walmart counters are the most common pick in the US and usually have the longest hours.
Before you head out, decide if cash pickup is really necessary. If a bank deposit or mobile wallet works for the receiver, you may save several dollars by using the MoneyGram app or comparing other providers.
Frequently Asked Questions
Does Walmart do MoneyGram transfers?
Yes. More than 4,500 Walmart stores in the US offer MoneyGram money transfer services at the customer service or money services counter. Walmart-to-Walmart is also a separate cash transfer product powered by MoneyGram, often with low flat fees.
What is the maximum I can send through MoneyGram in a single transaction?
Most in-person send limits are $1,000 to $10,000 per transaction, depending on the corridor and your verification level. Online and app limits can be higher, sometimes up to $10,000 per day for verified senders.
Are MoneyGram fees cheaper online than in person?
Usually yes. Online fees often start at $1.99 to $5.99 versus $11 to $18 at a counter. The exchange-rate markup is also typically smaller online.
What ID do I need at a MoneyGram location?
A valid government-issued photo ID like a driver's license, passport, or state ID. New immigrants without an SSN can still send smaller amounts and can pair MoneyGram with a Current Build Card account for daily US banking.
