In New York City, everything is competitive, and your credit score can quietly decide how many doors open for you. It can affect whether you get approved for a rental in Park Slope, Astoria, or the Upper West Side, how much you’ll need upfront when you move, and even whether you clear the financial screening for a co-op. Add in high everyday costs, frequent moves, and job changes across industries, and it’s no surprise many New Yorkers start paying attention to credit sooner than they planned.

Whether you’re in Manhattan, Brooklyn, Queens, the Bronx, or Staten Island, or commuting in from Jersey City, Hoboken, Yonkers, or Long Island, it helps to have a short list of reputable credit repair options you can compare without wasting time.

Below are 10 credit repair companies that serve NYC and the surrounding metro area. Ratings and review counts can change, so consider them a snapshot and double-check details before you pay.

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Gold Coast Credit Services

This Manhattan-based credit repair service has over 20 years of experience. The service has helped thousands resolve inaccurate, outdated, or unfair credit issues. They emphasize a strategic, expert-driven approach, fighting disputes to restore clients' financial power, rather than relying on generic form letters. Clients benefit from a large, dedicated team of specialists known for delivering fast results and providing continuous updates throughout the process.

• Price: N/A
• Address: 125 Park Ave Fl 25, New York, NY 10168
• Phone: 877-263-0643
• URL: https://www.goldcoastcredit.com/
• Instagram: https://www.instagram.com/goldcoastcreditservices/
• TikTok: https://www.tiktok.com/@goldcoastcredit
• Facebook: https://www.facebook.com/people/Gold-Coast-Credit/100094162822234/
• X: N/A
• LinkedIn: N/A
• Google Review Score: 5.0 stars (582 reviews)
• Yelp Review Score: N/A
• Data checked date: Dec 17, 2025

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Credit Repair Boss

They offer top-tier nationwide credit repair and counseling to help you regain financial control. Their process starts with a detailed credit report analysis to find and challenge errors with credit bureaus and creditors, aiming to remove negative items like late payments, collections, and bankruptcies. Over 700 positive reviews reflect their team's commitment to client success, highlighting their professional, patient, and solution-oriented approach to improving your credit.

• Price: N/A
• Address: 333 Earle Ovington Blvd #402, Uniondale, NY 11553
• Phone: (888) 333-9557
• URL: https://creditrepairboss.com/
• Instagram: https://www.instagram.com/creditrepairboss/
• TikTok: N/A
• Facebook: https://www.facebook.com/creditrepairboss
• X: N/A
• LinkedIn: https://www.linkedin.com/company/credit-repair-boss
• Google Review Score: 5.0 stars (705 review)
• Yelp Review Score: N/A
• Data checked date: Dec 16, 2025

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Credit Lifter Credit Repair 

For a nominal fee of just $1, analysts will review your credit report and offer a complimentary 10-minute consultation on credit repair strategies. They guarantee initial results within 45 days. Crucially, this service operates without any commitment requirements or concealed charges.

• Price: $1 (credit report access)
• Address: 1178 Broadway FL 3 STE 1317, New York, NY 10001
• Phone: (304) 503-3335
• URL: https://creditlifter.com/
• Instagram: https://www.instagram.com/credit_lifter/
• TikTok: N/A
• Facebook: https://www.facebook.com/creditlifter/
• X: N/A
• LinkedIn: N/A
• Google Review Score: 4.9 stars (162 reviews) 
• Yelp Review Score: 4 stars (4 reviews)
• Data checked date: Dec 17, 2025

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Credit Repair Plus

Credit Repair Plus is a financial services firm dedicated to credit restoration and financial consultation. The company is primarily referral-based, which reflects its focus on strong service and results. It works with clients who want to correct their credit reports and improve their credit scores.

• Price: N/A
• Address: 1015 Surf Ave, Brooklyn, NY 11224
• Phone: (718) 475-2087
• URL: https://www.savemycreditreport.com/
• Instagram: N/A
• TikTok: N/A
• Facebook: https://www.facebook.com/Savemyfico/
• X: https://x.com/savemyfico
• LinkedIn: N/A
• Google Review Score: 3.5 stars (8 reviews)
• Yelp Review Score: 5.0 stars (8 reviews)
• Data checked date: Dec 24, 2025

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Ebony Credit Solutions

The company was founded and is led by a financial professional with 10 years of experience. It offers flexible payment options to fit different situations. They also promote a pay-for-performance model with no upfront fees, so you pay only for work completed on your behalf. The service is attorney-backed and can help dispute inaccurate or unverifiable items on your credit report.

• Price: N/A
• Address: 224 Sterling St Suite 105, Brooklyn, NY 11225, United States
• Phone: (347) 404 5753
• URL: https://www.ebonycredit.com/
• Instagram: instagram.com/ebony_credit/
• TikTok: N/A
• Facebook: https://www.facebook.com/Ebonycredit/
• X: https://x.com/EbonyCredit
• LinkedIn: https://www.linkedin.com/in/ebony-credit-solutions-15596b138/
• Google Review Score: 4.8 stars (18 reviews)
• Yelp Review Score: 4.5 stars
• Data checked date: Dec 24, 2025

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Long Island Credit Repair - Y2K Credit Solutions

Y2K Credit Solutions is committed to exceptional customer service, prioritizing client satisfaction throughout their experience. Credit analysts meet with clients face-to-face to conduct portfolio analyses on-site. Clients are guaranteed to see an increase in their credit score within thirty days.

• Price: N/A
• Address: 585 Stewart Ave Suite 645, Garden City, NY 11530, United States
• Phone: (877) 552-1377
• URL: https://y2kcreditsolutions.com/
• Instagram: https://www.instagram.com/y2k_creditsolutions/?hl=en
• TikTok: N/A
• Facebook: N/A
• X: N/A
• LinkedIn: N/A
• Google Review Score: 4.6 stars (184 reviews)
• Yelp Review Score: N/A
• Data checked date: Dec 24, 2025

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North Shore Advisory

North Shore Advisory Inc. has spent three decades providing clients across the country with services to build, restore, and monitor their personal and business credit. Their work has helped countless individuals and companies save time, money, and future frustration, leading to greater opportunity and a clearer path to success.

• Price: N/A
• Address: 399 Knollwood Rd, White Plains, NY 10603, United States
• Phone: (914) 524 8300
• URL: https://northshoreadvisory.com/
• Instagram: N/A
• TikTok: N/A
• Facebook: https://www.facebook.com/businesscreditexperts/
• X: https://x.com/tracybecker
• LinkedIn: https://ec.linkedin.com/company/north-shore-advisory-inc.
• Google Review Score: 5.0 stars (59 reviews)
• Yelp Review Score: 3.0 stars
• Data checked date: Dec 24, 2025

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SHAAWINS CREDIT REPAIR

The company develops customized credit repair plans designed specifically for your unique financial situation. Their history of successfully helping clients significantly improve their credit scores, often in a short timeframe, speaks for itself. You will be fully informed at every stage of the process, ensuring you always know what to expect. Their professionals possess years of experience in credit repair, guaranteeing you receive the most effective guidance and strategies. The company offers flexible and affordable payment options, making quality credit repair accessible to everyone. Their commitment extends beyond the initial repair; they provide continuous support to help you maintain lasting financial success.

• Price: N/A
• Address: 1090A Liberty Ave, Brooklyn, NY 11208, United States
• Phone: (929) 350 4432
• URL: https://shaawinscreditrepair.com/
• Instagram: N/A
• TikTok: N/A
• Facebook: N/A
• X: N/A
• LinkedIn: N/A
• Google Review Score: 5.0 stars (20 reviews)
• Yelp Review Score: N/A
• Data checked date: Dec 16, 2025

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You Need Great Credit

This Brooklyn-based service is known for an independent, personalized approach to credit repair. It prioritizes transparent communication and tailored strategies to support clients’ financial goals. A focus on ethical practices has helped it earn trust within the local community.

• Price: Start your credit repair process with just $19.99 down. 
• Address: 147 Prince St, Brooklyn, NY 11201, United States
• Phone: (800) 674 2927
• URL: N/A
• Instagram: N/A
• TikTok: N/A
• Facebook: N/A
• X: N/A
• LinkedIn: N/A
• Google Review Score: 4.9 stars (56 reviews)
• Yelp Review Score: N/A
• Data checked date: Dec 16, 2025

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CRUSHING ON CREDIT

This New York-based company stands out for its personalized touch, offering a refreshing alternative to larger firms. Known for being highly trusted in the area, the company maintains long-term customer loyalty through consistent follow-ups. A core part of their service is client education, empowering customers alongside the credit repair process.

• Address: 57 W 57th St 3rd floor, New York, NY 10019, United States
• Phone: (914) 768-1739
• Website: N/A
• Instagram: https://www.instagram.com/crushingoncreditinc/
• TikTok: N/A
• Facebook: https://www.facebook.com/crushingoncredit/
• X: N/A
• LinkedIn: https://www.linkedin.com/in/linda-marks-900217176
• Google rating (as of Dec 16, 2025): 5.0 stars (23 reviews)

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Final thoughts

If you’re trying to get your credit back on track in NYC, the biggest win is getting started and staying consistent. Use the list above to compare providers side by side, pay attention to how responsive and transparent they are, and double-check recent reviews and terms before you sign anything. If you also want a simple way to stay organized as you work toward your credit goals, Credit Sensei can help you keep track of your progress and next steps in one place.

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