In a city where the "LA tax" applies to everything from a gallon of gas to a studio apartment in Silver Lake, a low credit score is a luxury you simply can’t afford. In Los Angeles, your credit score is more than just a number; it is the key that unlocks the door to a mortgage in the Valley, a lease on a new car to navigate the 405, or even the approval for a rental in a competitive market like Santa Monica.

Whether you are looking to refinance a home or simply want to clean up your record after a rough patch, choosing a reputable local partner with a physical presence is essential for accountability. We’ve analyzed the market to bring you the 10 best credit repair services in Los Angeles, focusing exclusively on companies with physical addresses that specialize in navigating the specific legal landscape and financial pressures of living in Los Angeles.

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1. White, Jacobs & Associates

A premium, attorney-managed credit repair firm that focuses on thorough dispute tactics and personalized credit coaching for Los Angeles residents. They provide a customized, intensive approach to credit restoration by utilizing an investigative team to challenge the procedural validity of negative items directly with creditors and bureaus.

• Website: https://www.whitejacobs.com
• Address: 10880 Wilshire Blvd, Suite 1101, Los Angeles, CA 90024
• Phone: (310) 861-1250
• Price: Consultation is free; personalized quotes provided.
• Ratings: Google: 4.9 / 5
• Social Media: 
  
  • Facebook: https://www.facebook.com/whitejacobsandassociates/
  • Instagram: https://www.instagram.com/whitejacobs/
  • X (Twitter): https://x.com/whitejacobs_
  • LinkedIn: https://www.linkedin.com/company/white-jacobs-&-associates/

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2. Imax Credit Repair Firm

Known for a "pay for results" model, Imax Credit assists clients by using legal strategies to challenge inaccurate items with no upfront fees. They specialize in the deletion of unverifiable late payments, collections, and charge-offs, offering an in-person consultation at their Wilshire office to map out a specific recovery timeline.

• Website: https://www.imaxcredit.com
• Address: 12100 Wilshire Blvd, Suite 800, Los Angeles, CA 90025
• Phone: (866) 913-4629
• Price: Consultation is free; performance-based pricing.
• Ratings: Google: 4.9 / 5 | Yelp: 4.9 / 5
• Social Media: * Facebook: https://www.facebook.com/imaxcredit/
  
  • Instagram: https://www.instagram.com/imaxcredit/
  • X (Twitter): https://x.com/imaxcredit
  • LinkedIn: https://www.linkedin.com/company/imax-credit-repair-firm/

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3. Credit Assist

They specialize in analyzing financial statements, credit history, and payment data for individuals and businesses to identify reporting discrepancies. Their team works on processing loan and credit applications by ensuring the underlying credit report accurately reflects the consumer's true financial standing.

• Website: https://creditassist.com
• Address: 3435 Wilshire Blvd, Suite 2765, Los Angeles, CA 90010
• Phone: (888) 495-0291
• Price: Consultation is free; custom quotes provided.
• Ratings: Google: 4.7 / 5
• Social Media: Facebook: https://www.facebook.com/CreditAssistRepair

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4. Infinite Financial Firm

Specializes in credit restoration and financial planning, offering a tailored approach to removing negative, inaccurate marks for LA professionals. They provide deep-dive credit audits at their Westwood location, focusing on the removal of "stuck" items that have survived standard automated disputes.

• Website: https://infinitefinancialfirm.com
• Address: 1722 Westwood Blvd, Suite 200, Los Angeles, CA 90024
• Phone: (424) 256-5121
• Price: Consultation is free.
• Ratings: Google: 4.8 / 5 | Yelp: 4.9 / 5
• Social Media: 
  
  • Facebook: https://www.facebook.com/infinitefinancialfirm/
  • Instagram: https://www.instagram.com/infinitefinancialfirm/

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5. Future Credit Fix

Focuses on comprehensive credit audits and disputing unverifiable information to help clients reach their homeownership goals in the competitive Southern California market. They provide a detailed roadmap for score optimization, identifying specific accounts that can be balanced or corrected to produce the fastest point gains.

• Website: https://futurecreditfix.com
• Address: 5455 Wilshire Blvd, Suite 804, Los Angeles, CA 90036
• Phone: (855) 424-9344
• Price: Consultation is free.
• Ratings: Google: 4.8 / 5
• Social Media:  Facebook: https://www.facebook.com/futurecreditfix/

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6. JSP Credit

A local boutique firm providing hands-on credit restoration services and audit support for the Los Angeles metro area. They emphasize a high-touch service model where clients can meet locally to review their progress and receive direct guidance on handling creditor communications.

• Website: https://jspcredit.com
• Address: 3680 Wilshire Blvd, Suite P4, Los Angeles, CA 90010
• Phone: (424) 488-3026
• Price: Not mentioned; free initial review.
• Ratings: Google: 4.6 / 5
• Social Media: (Not listed)

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7. Core Credit Solutions

An A+ BBB-rated firm that assists clients with credit repair strategies and debt-to-credit ratio improvements to enhance overall financial standing. Their Culver City office serves as a hub for clients needing to resolve complex reporting errors associated with old debts and outdated public records.

• Website: https://corecreditsolutions.com
• Address: 9415 Culver Blvd, Culver City, CA 90232
• Phone: (866) 878-2673
• Price: Not mentioned.
• Ratings: Google: 4.7 / 5
• Social Media: 
  
  • Facebook: https://www.facebook.com/CoreCreditSolutions/
  • LinkedIn: https://www.linkedin.com/company/core-credit-solutions-inc-/

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8. Fix Your Credit Consulting Repair

Offers free in-person consultations and a dedicated team of experts to help LA residents manage credit disputes and monitor monthly progress. They specialize in high-impact restoration for those preparing for mortgage underwriting, ensuring all bureau data is verified and accurate before the loan application.

• Website: https://fixyourcreditconsulting.com
• Address: 8383 Wilshire Blvd, Beverly Hills, CA 90211
• Phone: (877) 212-2450
• Price: Consultation is free.
• Ratings: Google: 4.8 / 5 | Yelp: 4.9 / 5
• Social Media: 
  
  • Facebook: https://www.facebook.com/FixYourCreditConsulting/
  • Instagram: https://www.instagram.com/fixyourcredit/
  • X (Twitter): https://x.com/FixYourCredit
  • LinkedIn: https://www.linkedin.com/company/fix-your-credit-consulting/

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9. Pyramid Credit Repair

A tech-forward credit repair agency that provides an online dashboard for Los Angeles clients to track their dispute status in real-time. Despite their advanced tech, they maintain a physical presence in Downtown LA where they perform procedural verifications to force bureaus to comply with federal reporting standards.

• Website: https://pyramidcreditrepair.com
• Address: 1055 W 7th St, Los Angeles, CA 90017
• Phone: (877) 456-2771
• Price: $89 / $129 / $179 month.
• Ratings: Google: 4.5 / 5 | Yelp: 3.9 / 5
• Social Media: 
  
  • Facebook: https://www.facebook.com/pyramidcreditrepair/
  • Instagram: https://www.instagram.com/pyramidcredit/
  • X (Twitter): https://x.com/pyramidcredit
  • LinkedIn: https://www.linkedin.com/company/pyramid-credit-repair/

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10. American Credit Solutions

A downtown-based service that works with individuals to challenge late payments, collections, and other inaccuracies on credit reports. They focus on the fundamental "factual disputing" method, requiring creditors to produce original documentation for every negative mark they report.

• Website: https://americancreditsolutions.com
• Address: 331 S Hope St, Los Angeles, CA 90071
• Phone: (323) 801-8116
• Price: Not mentioned.
• Ratings: Google: 4.4 / 5
• Social Media: (Not listed)

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