Good news if you are ready to switch brokers: you do not have to sell anything. When you transfer Robinhood to Fidelity, your stocks and ETFs move over as-is through an industry system called ACATS, with no taxes triggered on the shares that transfer in kind.
The catch is a $100 exit fee, a roughly one-week wait, and a couple of traps around crypto and fractional shares. Here is the full process as of July 2026.
What You Need Before You Transfer Robinhood to Fidelity
Gather three things before you start:
- A Fidelity account of the matching type. A Robinhood individual brokerage account moves into a Fidelity individual brokerage account; a Robinhood IRA needs a Fidelity IRA of the same kind (Roth to Roth, traditional to traditional).
- Your Robinhood account number. Find it in the Robinhood app under Account, then Investing.
- Matching personal details. Your name and Social Security number must match on both accounts, or the transfer will be rejected.
Also settle any open business first. Pending trades, unsettled funds, or an account restriction at Robinhood can delay or bounce the request.
Robinhood
Robinhood
Robinhood is a trading platform that brings stocks, ETFs, options, futures, prediction markets, crypto, and retirement accounts together in one app.
Standout feature
One platform for stocks, ETFs, options, futures, prediction markets, and crypto
Fees
$0 commission on stocks, ETFs, and options.
Pros
Zero-commission trading on stocks, ETFs, and options
Cons
Best perks (high APY, lower margin rates) require Gold subscription ($5/month)
Step-by-Step: Moving Your Account with ACATS
You start the transfer at Fidelity, the receiving broker, not at Robinhood.
- Log in to Fidelity and open the Transfer of Assets tool (search "transfer an account").
- Select Robinhood as the current firm and enter your Robinhood account number.
- Choose a full transfer (everything moves and the Robinhood account empties) or a partial transfer (pick specific holdings).
- Match the transfer to the correct Fidelity account and submit.
- Approve the request if Robinhood sends a confirmation prompt, then wait. Both apps show status updates.
Do not place trades on assets that are mid-transfer, and turn off any recurring investments at Robinhood before you submit.
Robinhood's $100 Transfer Fee (and How to Get It Back)
As of July 2026, Robinhood charges $100 for an outgoing ACATS transfer, and it applies to both full and partial transfers. The fee is deducted from your Robinhood account, so leave at least $100 in cash there or the transfer can fail.
Fidelity does not charge for incoming transfers, and it may reimburse the $100 for larger moves. Reimbursement is typically considered for transfers over $25,000 and reviewed case by case, so call Fidelity after the transfer completes and ask. It never hurts, and readers regularly report success with a single request.
How Long a Transfer From Robinhood to Fidelity Takes
Most ACATS transfers complete in 5 to 7 business days once submitted. Simple all-stock accounts sometimes land in 3 to 5 days, while manual reviews, account holds, or unusual securities can stretch it past a week.
One quirk to expect: your cost basis data often arrives a few days after the shares do. Your positions may temporarily show no purchase history at Fidelity. It fills in automatically, so do not panic and do not sell before it does.
Partial vs Full Transfers
A full transfer moves every eligible asset and effectively closes out your Robinhood positions. A partial transfer lets you move selected holdings while keeping the account open, which is handy if you want to keep using Robinhood for a specific feature.
Both cost the same $100, so consolidating in one move is the better value. If you plan to keep a foot in each app, weigh whether the features you are keeping justify the fee you will pay again later.
What Happens to Fractional Shares and Crypto
Two asset types will not survive the trip intact:
- Fractional shares. ACATS moves whole shares only. On a full transfer, Robinhood automatically sells your fractions and sends the cash afterward in a residual sweep. Those sales are taxable events in a brokerage account.
- Crypto. ACATS does not carry cryptocurrency at all. You can either sell your crypto at Robinhood (taxable) or withdraw it to an external wallet or exchange, since Robinhood supports on-chain transfers with no Robinhood withdrawal fee, though network fees apply. If you want a dedicated crypto home, Gemini is a US-regulated exchange with 70+ coins that accepts inbound transfers, and it currently offers $15 in Bitcoin after you trade $100 (terms apply).
Gemini
Gemini
Buy, sell, and trade 70+ cryptocurrencies on one of America's most trusted and regulated exchanges. Founded by the Winklevoss twins, Gemini makes crypto simple and secure — plus get $15 in free Bitcoin when you trade $100.
Standout feature
Highly regulated exchange. Get $15 in free Bitcoin with $100 trade. 70+ coins available.
Fees
Free
Pros
One of the most regulated crypto exchanges. Strong security standards. Get $15 in free Bitcoin.
Cons
Higher fees than some competitors on the basic platform.
Options generally transfer if they are not close to expiration. Contracts expiring within the transfer window are better closed out first.
Taxes and Other Gotchas
An in-kind ACATS transfer is not a sale, so the shares that move do not create a tax bill. Only the liquidations do: fractional share sales and any crypto you sell. Robinhood will still send you tax forms next year for those, even after your account is empty.
Keep the Robinhood app installed until you have downloaded your account statements and confirmed the January tax documents. And if you had Robinhood Gold, cancel the subscription so you do not keep paying $5 a month for an empty account.
Should You Move Everything?
Fidelity is a strong destination: full-service accounts, mutual funds, strong retirement tools, and no fee to receive your assets. If that is what you are after, the $100 and the week of waiting are usually worth it.
That said, compare once before you commit. If your complaint with Robinhood is the interface rather than the model, Public offers commission-free stocks, bonds, options, and crypto with a research-first design, and switching to it uses the same ACATS process described above. Whichever direction you go, the transfer is reversible later, so pick the platform that fits how you actually invest today.
Public
Public
Investing for those who take it seriously. Invest in stocks, bonds, options, crypto & more.
Standout feature
A 5%+ yield Bond Account paired with 3.3% APY on cash — Public is one of the only consumer apps where idle and conservative money is treated as seriously as the equity portfolio.
Fees
Free
Pros
• Invest in stocks, bonds, crypto & more• Earn 3.3% APY* on your cash with no fees• 1% match when you transfer your portfolio• Lock in a 5%+ yield with a Bond Account
Cons
Customer support is in-app and email only, no phone
Frequently Asked Questions
Does it cost money to transfer from Robinhood to Fidelity?
Yes. Robinhood charges a $100 outgoing ACATS fee for both full and partial transfers as of July 2026. Fidelity charges nothing to receive the assets and may reimburse the fee on larger transfers, typically over $25,000, if you ask.
Do I have to sell my stocks to move them to Fidelity?
No. Whole shares of stocks and ETFs transfer in kind through ACATS, keeping your positions and cost basis intact with no taxes owed. Only fractional shares get sold automatically, and crypto must be sold or withdrawn separately.
How long does a Robinhood to Fidelity transfer take?
Plan on 5 to 7 business days for most accounts, with simple transfers sometimes finishing faster. Cost basis information can take a few extra days to appear at Fidelity after your shares arrive.
Can I transfer my Robinhood crypto to Fidelity?
Not through ACATS, which does not support crypto. You can sell the crypto and transfer cash, or send it on-chain to an external wallet or a crypto exchange. Check Fidelity's current crypto account rules before assuming it can receive coins directly.
